604 Pratt Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 604 Pratt Rd, Red Oak, TX 75154 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,657 sqft · built 1970
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$186,800 (Sep 2012)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R187874`

Property Details

APN / Parcel Number

Primary APN	`R187874`
Alternative APNs	`99070200000900111` `187874`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,657 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,817 sqft
2nd Floor Area	840 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,036 sqft
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	211 sqft
Shed	1 Shed
Shed Area	480 sqft
Storage Building	375 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	604 PRATT RD
City	RED OAK
State	TX
Zip	75154-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	702 E S MILLER 3.1 ACRES
Legal Subdivision	E S MILLER
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1024
Census Tract	60103

Owner

Source: Ellis County records · APN R187874

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 PRATT RD, RED OAK, TX 75154-5130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2012 · Amount on Record
Deed Sale	Sep 18, 2012 · Amount on Record
Prior Sale	Jul 09, 2009 · Amount on Record
Deed Document Number	201220988
Deed Book / Page	2652 / 340
Prior Transfer Date	Sep 14, 2012
Prior Transfer Doc	0026520340
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	604 PRATT RD, RED OAK, TX 75154-5130
Document Number	0000013703
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 07, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 PRATT RD RED OAK TX 751545130, RED OAK, TX 75154-5130

Mortgage

Document Number	0000013703
Date	May 20, 2019
Instrument	13703

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,405 (-3.1%) Land $190,000 Building $261,405	$451,405 (-4.12%) Land $190,000 Building $261,405
2025	$5,192.00 (+1.05%) Homeowner's exemption	$465,833 (+4.46%) Land $190,000 Building $280,810	$470,810 (+5.58%) Land $190,000 Building $280,810
2024	$5,138.00 (+12.43%)
2023	$4,570.00 (+11.06%)	$445,926 Land $190,000 Building $255,926	$445,926 Land $190,000 Building $255,926
2018	$4,115.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390601031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.