Cass County property record for 604 Prairie Cir, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,112 sqft · built 1966 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,988 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-14-300-005-058.000 |
| Primary APN | 05-06-14-300-005-058.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 278 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 115 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1604200 |
|---|---|
| Street Address | 604 PRAIRIE CIR |
| City | BELTON |
| State | MO |
| Zip | 64012-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LACY EST 5 & 6 LOT 69 |
| Legal Range | 33 |
| Legal Township | 46 |
| Legal Section | 14 |
| Legal Subdivision | LACY EST 5 & 6 |
| Legal Lot Number | 69 |
| Jurisdiction | CASS MO |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 60202 |
604 Prairie Cir is owned and occupied by an individual who acquired it in December 2015.
Source: Cass County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 PRAIRIE CIR, BELTON, MO 64012-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO |
| Jul 2, 2019 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2015 |
| Deed Sale | Dec 15, 2015 |
| Prior Sale | Jun 18, 2015 |
| Deed Document Number | 575314 |
| Deed Book / Page | 3955 / 070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 604 PRAIRIE CIR, BELTON, MO 64012-2942 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 604 PRAIRIE CIR, BELTON, MO 64012-2942 |
| Document Number | 4673/31 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 4673/31 |
| Instrument | 689384 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 604 PRAIRIE CIR, BELTON, MO 64012-2942 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 4376/074 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 4376/074 |
| Instrument | 647322 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 26, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 604 Prairie Cir was $3,988.
Source: Cass County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,988.00 | $20,990 Land $2,110 Building $18,880 | $110,490 Land $11,110 Building $99,380 |
| 2023 | $1,541.00 (+4,870.97%) | $18,740 (+14.06%) Land $1,920 Building $16,820 | $98,610 Land $10,100 Building $88,510 |
| 2022 | $31.00 | $16,430 Land $1,920 Building $14,510 | |
| 2021 | $86,470 Land $10,100 Building $76,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Prairie Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Prairie Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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