604 Post Oak Ct, Indian Trail, NC 28079 Property Records

Union County property record for 604 Post Oak Ct, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,459 sqft · built 1995
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Sep 2022)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-213-092`

Property Details

APN / Parcel Number

Primary APN	`08-213-092`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,459 sqft Living Area
Gross Area	4,035 sqft
1st Floor Area	1,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Detached
Garage Area	1,723 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 POST OAK CT
City	INDIAN TRAIL
State	NC
Zip	28079-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	#16 TALLWOOD ESTATES II OPCD847
Legal Subdivision	TALLWOOD ESTATE
Legal Lot Number	16
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1000
Census Tract	20203

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 2, 2022	Correction Deed
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jun 14, 2006 · Amount on Record
Deed Document Number	202234090
Deed Book / Page	8582 / 627
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	ALLIANCE GROUP TITLE LLC, ALLIANCE FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 POST OAK CT, INDIAN TRAIL, NC 28079-6534

Mortgage

Document Number	0008837600
Date	Jan 10, 2024
Book Page	8837/600
Instrument	577

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 30, 2022
Property Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534
Document Number	0008582627
Book / Page	8582 / 627
Map Reference	CAB D FILE 847
Instrument Date	Sep 30, 2022
Instrument	34090
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2090 OAK VILLAGE LN, 2090, LAWRENCEVILLE, GA 30043-2948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534

Mortgage

Document Number	0000034091
Date	Sep 30, 2022
Instrument	34091

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Nov 2, 2022
Property Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534
Document Number	0008602446
Book / Page	8602 / 446
Map Reference	CAB D FILE 847
Instrument Date	Sep 30, 2022
Instrument	37206
Record Updated	Nov 18, 2022

Transaction

Amount	Amount Recorded
Tax	$1,570.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2090 OAK VILLAGE LN, 2090, LAWRENCEVILLE, GA 30043-2948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	604 POST OAK CT, INDIAN TRAIL, NC 28079-6534
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000835038
Date	Dec 20, 2021
Book Page	8350/38
Instrument	59596

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,900 (-) Land $128,000 Building $599,900	$727,900 (-) Land $128,000 Building $599,900
2025	$3,717.00 (+17.07%)	$727,900 (+50.89%) Land $128,000 Building $599,900	$727,900 (+50.89%) Land $128,000 Building $599,900
2023	$3,175.00	$482,400 Land $87,600 Building $394,800	$482,400 Land $87,600 Building $394,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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