604 Polk St, La Junta, CO 81050 Property Records

Otero County property record for 604 Polk St, La Junta, CO 81050

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,524 sqft · built 1996
Lot Size	0.285 acres (12,402 sqft)
Owner	Company Name on File
Tax Bill	$407 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2025 Foreclosure + 2 more
APN	`4643-104-09014`

Property Details

APN / Parcel Number

Primary APN	`4643-104-09014`
Alternative APN	`112894`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	12,402 sqft (0.285 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	112894
Street Address	604 POLK ST
City	LA JUNTA
State	CO
Zip	81050-2816
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1996 LIBERTY 27 X 48 05L2618OXU PURGED TITLE LOT 10 & THE E1/2 OF LOT 11 OF S 360' OF LOT 1 BLK 3 COLLEGE OVERLOOK SUB B978 P
Legal Subdivision	COLLEGE OVLK (B1)
Legal Block	3
Legal Lot Number	10-1
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	3
Census Block	3052
Census Tract	968300

Owner

604 Polk St, a mobile home, is owned by a company that acquired it in October 2025.

Source: Otero County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 10, 2025	Foreclosure
Jun 21, 2023	Special Warranty Deed, Transfer · VA Mortgage AMERICAN LIBERTY MORTGAGE INC
Aug 21, 2018	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	Aug 21, 2018 · Amount on File
Deed Document Number	2023668913
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000675717
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Dec 2, 2025
Property Address	604 POLK ST, LA JUNTA, CO 81050-2816
Document Number	0000676113
Instrument Date	Nov 25, 2025
Instrument	676113
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

October 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	OTERO CO
Recording Date	Oct 10, 2025
Property Address	604 POLK ST, LA JUNTA, CO 81050-2816
Document Number	0000675717
Instrument Date	Oct 10, 2025
Instrument	675717
Transaction Type	Foreclosure
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jun 21, 2023
Property Address	604 POLK ST, LA JUNTA, CO 81050-2816
Document Number	0000668913
Instrument Date	Jun 16, 2023
Instrument	668913
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 POLK ST, LA JUNTA, CO 81050-2816

Mortgage

Document Number	0000668914
Date	Jun 21, 2023
Instrument	668914

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Aug 21, 2018
Property Address	604 POLK ST, LA JUNTA, CO 81050-2816
Document Number	0000652304
Instrument Date	Aug 20, 2018
Instrument	652304
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 LINCOLN AVE, 702, LA JUNTA, CO 81050-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30984 COUNTY ROAD 29, LA JUNTA, CO 81050-9555

Mortgage

Document Number	0000652305
Date	Aug 21, 2018
Instrument	652305

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 604 Polk St was $407, up 27% from the year before.

Source: Otero County assessment roll, as of February 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$407.00 (+27%)	$11,600 (+591.71%)	$185,587
2024	$110.00 (-50.67%)	$1,677 (-49.97%) Land $503 Building $1,174
2023	$223.00 (-42.67%)	$3,352 (-41.89%) Land $1,005 Building $2,347	$105,034 Land $15,000 Building $90,034
2022	$389.00	$5,768 Land $1,043 Building $4,725
2021			$82,991 Land $15,000 Building $67,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 604 Polk St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Polk St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

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