Polk County property record for 604 Pointer Ln, Lakeland, FL 33809 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,431 sqft Living Area |
| Lot Size | 9,984 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,900 (2017) |
| Tax Bill | $1,825.00 (2025) |
| Primary APN | 24-27-18-161220-001020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,431 sqft Living Area |
| Gross Area | 1,851 sqft Gross Area |
| 1st Floor | 1,431 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,984 sqft (0.229 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 170 sqft Porch |
| Street Address | 604 POINTER LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HUNTERS CROSSING PHASE TWO PB 146 PGS 43 & 44 LOT 102 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 18 |
| Legal Subdivision | HUNTERS CROSSING PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 161220 |
| Legal Block | 2 |
| Legal Lot Number | 102 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 12303 |
Source: Polk County records · APN 24-27-18-161220-001020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 POINTER LN, LAKELAND, FL 33809-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Nov 13, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Prior Sale | Mar 25, 2011 · Amount on Record |
| Deed Doc Number | 2017216901 |
| Deed Book / Page | 10312 / 16 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 604 POINTER LN, LAKELAND, FL 33809-4630 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 604 POINTER LN, LAKELAND, FL 33809-4630 |
| Document Number | 0000178946 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 11796/1772 |
| Instrument | 2021178946 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 604 POINTER LN, LAKELAND, FL 33809-4630 |
| Document Number | 0103120016 |
| Book / Page | 010312 / 000016 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 216901 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | GREENLEAF TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,238.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 POINTER LN LAKELAND FL 338094630, LAKELAND, FL 33809-4630 |
| Document Number | 103120018 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 010312/000018 |
| Instrument | 216902 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,825.00 (-21.3%) Homeowner's exemption | $181,362 (+5.99%) | $229,348 (-6.49%) Land $48,000 Building $181,348 |
| 2023 | $2,319.00 (+4.37%) Homeowner's exemption | $171,117 (+3%) | $245,277 (+23.72%) Land $46,000 Building $199,277 |
| 2022 | $2,222.00 Homeowner's exemption | $166,133 | $198,254 Land $38,000 Building $160,254 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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