Charleston County property record for 604 Planters Rest, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,298 sqft · built 1990 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $638,000 (Nov 2020) |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 537-10-00-038 |
| Primary APN | 537-10-00-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Upper Floors Area | 1,051 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 176 ft deep x 97 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 410 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 604 PLANTERS RST |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 9 BLK Q PHASE I |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Phase | 1 |
| Legal Block | Q |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4613 |
604 Planters Rest is owned and occupied by two individuals who bought it in November 2020.
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 PLANTERS RST, MOUNT PLEASANT, SC 29464-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| Apr 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Nov 5, 2020 | Grant Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on File |
| Deed Sale | Nov 5, 2020 · Amount on File |
| Prior Sale | Nov 19, 2012 · Amount on File |
| Deed Book / Page | 932 / 469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 604 PLANTERS RST, MOUNT PLEASANT, SC 29464-8121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010970585 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 1097/585 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 224 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 604 PLANTERS RST, MOUNT PLEASANT, SC 29464-8121 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010960899 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 1096/899 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 604 PLANTERS RST, MOUNT PLEASANT, SC 29464-8121 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010960900 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 1096/900 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 5, 2020 |
| Property Address | 604 PLANTERS RST, MOUNT PLEASANT, SC 29464-8121 |
| Document Number | 0932/0469 |
| Book / Page | 000932 / 000469 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 PLANTERS RST MOUNT PLEASANT SC 294648121, MOUNT PLEASANT, SC 29464-8121 |
| Document Number | 932/0473 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 000932/000473 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | NORTH CHARLESTON, SC 29419-9012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Document Number | 932/0474, |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 000932/000474 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | NORTH CHARLESTON, SC 29406 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 4, 2040 |
The 2025 property tax bill for 604 Planters Rest was $2,818, up 12.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 (+12.45%) | $733,700 (+2,775%) Land $185,100 Building $548,600 | $798,600 Land $250,000 Building $548,600 |
| 2024 | $2,506.00 | $25,520 | |
| 2022 | $2,314.00 | $25,520 | $638,000 Land $155,000 Building $483,000 |
| 2020 | $638,000 Land $155,000 Building $483,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Planters Rest in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Planters Rest is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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