Clay County property record for 604 Olive Dr, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1964 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Oct 2021) |
| Tax Bill | $4,070 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15880-09252-144-22 |
| Primary APN | 15880-09252-144-22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,160 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 OLIVE DR |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 1 OF LOT E NW 1/4 SE 1/4 14-92-52 MISC |
| Legal Tract | VAN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | VERMILLION |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 965700 |
604 Olive Dr is owned and occupied by two individuals who bought it in October 2021.
Source: Clay County records, as of April 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 OLIVE DR, VERMILLION, SD 57069-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Intrafamily Transfer, Transfer |
| Oct 21, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Jun 15, 2015 · Amount on File |
| Deed Document Number | 2021146447 |
| Deed Book / Page | 82 / 454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Feb 3, 2023 |
| Property Address | 604 OLIVE DR, VERMILLION, SD 57069-1052 |
| Document Number | 000D83/152 |
| Book / Page | D83 / 152 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 149032 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 OLIVE DR, VERMILLION, SD 57069-1052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Oct 21, 2021 |
| Property Address | 604 OLIVE DR, VERMILLION, SD 57069-1052 |
| Document Number | 000D82/454 |
| Book / Page | D82 / 454 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 146447 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 OLIVE DR, VERMILLION, SD 57069-1052 |
| Name | Verified Name |
|---|---|
| Address | 211 E ROSE ST, ELK POINT, SD 57025-2231 |
| Document Number | 0000146448 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 146448 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 604 Olive Dr was $4,070, up 7.6% from the year before.
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| Municipality | Vermillion City |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,070.00 (+7.64%) | $226,193 Land $13,056 Building $213,137 |
| 2024 | $3,781.00 (+2.77%) | |
| 2023 | $3,679.00 (+9.2%) | $175,682 Land $9,874 Building $165,808 |
| 2022 | $3,369.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 604 Olive Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Olive Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILLION serves 11,695 people · EPA ID SD4600342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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