Fannin County property record for 604 Oldham St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1925 |
| Lot Size | 1.22 acres (53,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,240 (Apr 2022) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Apr 2022 Construction Loan Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1018-112-0000-05 |
| Primary APN | 1018-112-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 53,187 sqft (1.22 acres) |
| Lot Dimensions | 100 ft deep x 115 ft wide |
| Patio Area | 24 sqft |
| Heating System | Gas |
|---|
| Account Number | 1018-112-0000-05 |
|---|---|
| Street Address | 604 OLDHAM ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-4517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A1018 J P SIMPSON, 1.221 AC |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950600 |
Source: Fannin County records · APN 1018-112-0000-05
Assessment roll updated November 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 W 10TH ST, BONHAM, TX 75418-3521 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Construction Mortgage LEGEND BANK NA |
| Apr 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FANNIN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 20223197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 604 OLDHAM ST, BONHAM, TX 75418-4517 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 W TARRANT ST, BOWIE, TX 76230-5029 |
| Document Number | 2022003198 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022003198 |
| Name | LEGEND BANK NA |
|---|---|
| Type | Bank |
| Address | BOWIE, TX 76230 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | May 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.75% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 604 OLDHAM ST, BONHAM, TX 75418-4517 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020002355 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020002355 |
| Name | FANNIN BANK |
|---|---|
| Type | Bank |
| Address | BONHAM, TX 75418 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | May 01, 2023 |
Source: Fannin County records · Assessment roll updated November 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (-4.85%) | $72,800 (-11.78%) Land $71,800 Building $1,000 | $72,800 (-11.78%) Land $71,800 Building $1,000 |
| 2024 | $1,484.00 (+181.59%) | ||
| 2023 | $82,520 Land $58,510 Building $24,010 | $82,520 Land $58,510 Building $24,010 | |
| 2018 | $527.00 |
Source: FEMA National Flood Hazard Layer as of June 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BONHAM serves 10,746 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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