Polk County property record for 604 Oak St W, Frederic, WI 54837
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2024) |
| Tax Bill | $3,040 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-00466-0000 |
| Primary APN | 126-00466-0000 |
|---|
| Lot Area | 74,923 sqft (1.72 acres) |
|---|
| Street Address | 604 OAK ST W |
|---|---|
| City | FREDERIC |
| State | WI |
| Zip | 54837-8902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 116.5 FT LOT 8 WM J STARR'S SUBDIVISION NW SE |
| Legal Lot Number | 8 |
| Jurisdiction | POLK WI |
| Township / Civil Division | FREDERIC |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 960100 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 604 OAK ST W, FREDERIC, WI 54837-8902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 15, 2024 | Transfer on Death Deed, Transfer |
| Feb 22, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on Record |
| Deed Sale | Jul 8, 2024 · Amount on Record |
| Deed Document Number | 927110 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 604 OAK ST W, FREDERIC, WI 54837-8902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000939405 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 939405 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Feb 15, 2024 |
| Property Address | 604 OAK ST W, FREDERIC, WI 54837-8902 |
| Document Number | 0000923943 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 923943 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 UNITED WAY, FREDERIC, WI 54837-8938 |
| Name | Verified Name |
|---|---|
| Address | 1187 200TH AVE, MILLTOWN, WI 54858-2304 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Feb 22, 2023 |
| Property Address | 604 OAK ST W, FREDERIC, WI 54837-8902 |
| Document Number | 0000915819 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 915819 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Frederic Village |
| Unified School District | Frederic School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,040.00 (+158.94%) | $214,200 (+242.72%) Land $23,500 Building $190,700 | $218,500 (+108.89%) Land $23,972 Building $194,528 |
| 2023 | $1,174.00 (+3.44%) Homeowner's exemption | $62,500 (-) Land $19,500 Building $43,000 | $104,600 (+23.2%) |
| 2022 | $1,135.00 Homeowner's exemption | $62,500 Land $19,500 Building $43,000 | $84,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERIC WATERWORKS serves 1,241 people · EPA ID WI6490337 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Cable · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starwire Technologies Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Farmers Independent Telephone Company, Siren Telephone Company.
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