604 Niagara St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 604 Niagara St, Eau Claire, WI 54703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,792 sqft · built 1911
Lot Size0.185 acres (8,063 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (May 2014)
Tax Bill$5,833 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN07-0120-000

Property Details

APN / Parcel Number

Primary APN07-0120-000
Alternative APNs
  • 18221-2-270919-410-2049
  • 221070120000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleCape Cod
Exterior MaterialStone
Foundation TypeBlock
Lot Area8,063 sqft (0.185 acres)
Lot Dimensions126 ft deep x 64 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address604 NIAGARA ST
CityEAU CLAIRE
StateWI
Zip54703-5525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 14 EXC THE W 2.3 FT BLK 35 ADIN RANDALLS 1ST ADD
Legal Range09W
Legal Township27N
Legal Section19
Legal SubdivisionADIN RANDALLS 1ST ADD
Legal Block35
Legal Lot Number14
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group4
Census Block4013
Census Tract1200

Owner

604 Niagara St is owned by an individual who bought it in May 2014.

Source: Eau Claire County records, as of April 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2311 SILVERMINE DR, EAU CLAIRE, WI 54703-9214
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2014 · Amount on File
Deed SaleMay 2, 2014 · Amount on File
Prior SaleDec 31, 2007 · Amount on File
Deed Document Number20141099095
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 NIAGARA ST, EAU CLAIRE, WI 54703-5525
Document Number0001195322
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 SILVERMINE DR EAU CLAIRE WI 547039214, EAU CLAIRE, WI 54703-9214

Mortgage

Document Number0001195322
DateJul 30, 2020
Instrument1195322
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 Niagara St was $5,833.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,833.00$276,000 Land $24,100 Building $251,900$361,000
2023$276,000 Land $24,100 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Niagara St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 604 Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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