604 N Union St, Delphi, IN 46923 Property Records

Carroll County property record for 604 N Union St, Delphi, IN 46923

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,194 sqft · built 1979
Lot Size0.169 acres (7,361 sqft)
OwnerIndividual Name on Record
Last Sale$189,525 (May 2024)
Tax Bill$923 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-06-20-004-041.000-007

Property Details

APN / Parcel Number

Primary APN08-06-20-004-041.000-007
Alternative APNs
  • 00740961866
  • 0170404100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,361 sqft (0.169 acres)
Lot Dimensions121 ft deep x 61 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00740961866
Street Address604 N UNION ST
CityDELPHI
StateIN
Zip46923-1058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description017-04041-00 DELPHI GRIMES 2ND ADDITION LOT 35
Legal SubdivisionDELPHI GRIMES 2ND ADDITION
Legal Lot Number35
JurisdictionCARROLL IN
Township / Civil DivisionDEER CREEK
Census Block Group2
Census Block2032
Census Tract959600

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 N UNION ST, DELPHI, IN 46923-1058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Prior SaleMay 9, 2022 · Amount on Record
Deed Document Number20241196
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL IN
Recording DateMay 9, 2022
Property Address604 N UNION ST, DELPHI, IN 46923-1058
Document Number2022001533
Instrument DateNov 19, 2021
Instrument2022001533
Transaction TypeTransfer
Record UpdatedMay 30, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 N UNION ST, DELPHI, IN 46923-1058

Mortgage

Document Number2022001534
DateMay 9, 2022
Instrument2022001534
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term175 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyCarroll County
County SubdivisionDeer Creek Township
MunicipalityDelphi City
Unified School DistrictDelphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$923.00 (+25.58%) Homeowner's exemption$122,700 (+43.01%) Land $15,800 Building $106,900$122,700 (+43.01%) Land $15,800 Building $106,900
2024$735.00 (+65.17%)
2023$85,800 (+13.79%) Land $15,800 Building $70,000$85,800 (+13.79%) Land $15,800 Building $70,000
2022$445.00$75,400 Land $14,300 Building $61,100$75,400 Land $14,300 Building $61,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELPHI WATER WORKS
serves 3,200 people · EPA ID IN5208002
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
On-Ramp Indiana
Fixed Wireless
200 / 35

May also be available: T-Mobile.

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