604 N Stuart Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 604 N Stuart Ave, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,761 sqft · built 1951
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Jul 2009)
Tax Bill$1,533 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN131B2-(1)-B 34 L9

Property Details

APN / Parcel Number

Primary APN131B2-(1)-B 34 L9
Alternative APNs
  • R23510
  • 23510

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,761 sqft Living Area
Gross Area1,953 sqft
Basement Area1,058 sqft
Unfinished Basement1,058 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,502 sqft (0.287 acres)
Garage Area280 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR23510
Street Address604 N STUART AVE
CityELKTON
StateVA
Zip22827-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSTUART AVE L 9 B 34 S 3
Legal SubdivisionSTUART AVE
Legal Lot Number9
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3044
Census Tract10200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address604 N STUART AVE, ELKTON, VA 22827-1308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2009 · Amount on Record
Deed SaleJul 10, 2009 · Amount on Record
Deed Document Number200921962
Deed Book / Page3555 / 335
Last Transfer DateDec 29, 2016
Transfer Doc4834/229
Record UpdatedSep 20, 2026

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKINGHAM VA
Recording DateJan 3, 2017
Property Address604 N STUART AVE, ELKTON, VA 22827-1308
Document Number4834/229
Book / Page4834 / 229
Map ReferenceDD75 PG602
Instrument DateDec 29, 2016
Instrument2017-00000046
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyAMERICAN HOME TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address604 N STUART AVE, ELKTON, VA 22827-1308

Mortgage

Document Number201700000047
DateJan 3, 2017
Instrument2017-00000047
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityElkton Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,533.00 (+12.89%)$232,300 (+16.27%) Land $49,000 Building $183,300$232,300 (+16.27%) Land $49,000 Building $183,300
2025$1,358.00$199,800 Land $35,000 Building $164,800
2022$199,800 Land $35,000 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 2,595 people · EPA ID VA2165270
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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