604 N Silver Cir, Key Largo, FL 33037 Property Records

Monroe County property record for 604 N Silver Cir, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,152 sqft Living Area
Lot Size	4,275 sqft (0.098 acres)
Occupancy	Owner Occupied
Last Sale	$185,600 (2015)
Tax Bill	$2,096.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00486851-006600`
Alternative APNs	`12623800486851006600` `1597091`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Metal Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	4,275 sqft (0.098 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	556 sqft Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Deck Area	264 sqft Deck
Patio Area	316 sqft Patio
Porch	Enclosed Porch
Porch Area	284 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1597091
Old Parcel Number	12623800486851006600
Street Address	604 N SILVER CIR
City	KEY LARGO
State	FL
Zip	33037-3840
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 604 N SILVER SHORES CIR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3
Legal Range	38E
Legal Township	62S
Legal Section	12
Legal Subdivision	SILVER SHORES MOBILE HOMES
Legal Tract	1
Legal Lot Number	3,604
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2013
Census Tract	970600

Owner

Source: Monroe County records · APN 00486851-006600

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	604 N SILVER CIR, KEY LARGO, FL 33037-3840
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 04, 2015 · Amount on Record
Deed Sale	May 04, 2015 · Amount on Record
Deed Doc Number	0027381355
Deed Book / Page	002738 / 001355
Last Transfer Date	Jul 26, 2024
Transfer Doc	0032860902
Record Refreshed	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	604 N SILVER CIR, KEY LARGO, FL 33037-3840
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029540598
Date	Mar 19, 2019
Book Page	2954/0598
Instrument	2211479

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	KEY LARGO, FL 33037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 03, 2034

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,142 (+5.99%)	$290,737 (+14.74%) Land $237,476 Building $53,261
2024	$2,096.00 (+6.5%)
2023	$1,968.00 (+5.24%) Homeowner's exemption	$210,538 (+3%)	$253,379 (+23.96%) Land $202,934 Building $50,445
2022	$1,870.00 Homeowner's exemption	$204,406 Land $151,121 Building $53,285	$204,406 Land $151,121 Building $53,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.