Madison County property record for 604 N Powell Ave, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,060 sqft · built 1936 |
| Lot Size | 0.938 acres (40,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Jul 2022) |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0024-0001 |
| Primary APN | B008-0024-0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,886 sqft (0.938 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 68589 |
|---|---|
| Street Address | 604 N POWELL AVE |
| City | BEREA |
| State | KY |
| Zip | 40403-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXIE HIGHWAY PARK LOT 243, 244 & 245 |
| Legal Subdivision | DIXIE PARK |
| Legal Tract | 3 |
| Legal Lot Number | 243-245 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Jul 14, 2022 | Deed, Transfer |
| Jul 20, 2021 | Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 8, 2017 | Intrafamily Transfer, Transfer · Commercial Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Document Number | 202214101506 |
| Deed Book / Page | 826 / 167 |
| Prior Transfer Date | May 5, 2017 |
| Prior Transfer Doc | D00744/340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01769/055 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | M01769/055 |
| Instrument | 2013966093 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 11, 2018 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 14, 2022 |
| Property Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Document Number | 00D826/167 |
| Book / Page | D826 / 167 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2014101506 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $167.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 TIPTREE CIRCLE, ORLANDO, FL 32837-5796 |
| Name | Verified Name |
|---|---|
| Address | 408 SOUTHERN CROSS DR APT 1, 1, RICHMOND, KY 40475-7044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 20, 2021 |
| Property Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Document Number | 00D808/625 |
| Book / Page | D808 / 625 |
| Map Reference | B1 PG17 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2014045054 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 OLD WAYNESBURG RD, EUBANK, KY 42567-9763 |
| Name | Verified Name |
|---|---|
| Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Document Number | 2014045055 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2014045055 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 31, 2018 |
| Property Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Document Number | D00755/369 |
| Book / Page | D00755 / 369 |
| Map Reference | MB1 PG17 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2013971100 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 HUGHES AVE, BEREA, KY 40403-1026 |
| Name | Verified Name |
|---|---|
| Address | 99 OLD WAYNESBURG RD, EUBANK, KY 42567-9763 |
| Document Number | 2013971101 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2013971101 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 8, 2017 |
| Property Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Document Number | D00744/340 |
| Book / Page | D00744 / 340 |
| Map Reference | MB1 PG17 |
| Instrument Date | May 5, 2017 |
| Instrument | 2013958347 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 N MONTICELLO AVE, CHICAGO, IL 60625-5650 |
| Name | Verified Name |
|---|---|
| Address | 604 N POWELL AVE, BEREA, KY 40403-1107 |
| Investor | Possibly a Property Investor |
| Document Number | 2013958348 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 2013958348 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 5, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,574.00 (-2.78%) | $167,000 (-) | $167,000 (-) |
| 2023 | $1,619.00 | $167,000 | $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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