604 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 604 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,618 sqft · built 1958
Lot Size	0.232 acres (10,086 sqft)
Owner	Individual Name on Record
Last Sale	$91,200 (Sep 2005)
Tax Bill	$2,106 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-530-22-01`

Property Details

APN / Parcel Number

Primary APN	`16-530-22-01`
Alternative APNs	`16-530-22-01-00-0-00-000` `16530220100000001` `738677`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Finished Basement	693 sqft
Unfinished Basement	232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,086 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	738677
Street Address	604 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 438
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	3
Legal Lot Number	438
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3024
Census Tract	11406

Owner

Source: Jackson County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 N PONCA DR, INDEPENDENCE, MO 64056-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 3, 2019	Quit Claim Deed, Transfer · Line of Credit ATHENE ANNUITY & LIFE CO
Sep 28, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF ODESSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2005 · Amount on Record
Deed Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	200586844
Prior Transfer Date	Sep 27, 2005
Prior Transfer Doc	00I0086844
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	604 N PONCA DR, INDEPENDENCE, MO 64056-2051
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N PONCA DR, INDEPENDENCE, MO 64056-2051

Mortgage

Document Number	00E0088605
Date	Dec 1, 2025
Instrument	2025E0088605

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 3, 2019
Property Address	604 N PONCA DR, INDEPENDENCE, MO 64056-2051
Document Number	0000E00454
Instrument Date	Dec 21, 2018
Instrument	454E
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	E00455
Date	Jan 3, 2019
Instrument	455E

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 28, 2018
Property Address	604 N PONCA DR, INDEPENDENCE, MO 64056-2051
Instrument Date	Sep 27, 2018
Instrument	85251E
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1204 N SIOUX CT INDEPENDENCE MO 640561248, INDEPENDENCE, MO 64056-1248

Mortgage

Document Number	0000E85251
Date	Sep 28, 2018
Instrument	85251E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,896 (+8.93%) Land $4,661 Building $24,235	$152,080 (+8.93%)
2024	$2,106.00 (+0.48%)
2023	$2,096.00	$26,526 Land $2,461 Building $24,065	$139,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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