McIntosh County property record for 604 N Oak St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1945 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Oct 2023) |
| Tax Bill | $266 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460027287 |
| Primary APN | 460027287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Porch | Slab |
| Porch Area | 280 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Account Number | 460027287 |
|---|---|
| Street Address | 604 N OAK ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 10 MERRICK ADDITION 501/723 513/217 934/139 1056/198 1183/173 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | MERRICK |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 779700 |
604 N Oak St is owned by two individuals who bought it in October 2023.
Source: McIntosh County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105792 S 4290 RD, CHECOTAH, OK 74426-7301 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES NATIONAL BANK |
| May 31, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES NATIONAL BANK |
| Apr 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on File |
| Deed Sale | Oct 26, 2023 · Amount on File |
| Prior Sale | Apr 3, 2019 · Amount on File |
| Deed Document Number | 20234907 |
| Deed Book / Page | 1183 / 173 |
| Prior Transfer Date | Apr 1, 2019 |
| Prior Transfer Doc | 001056/198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Oct 26, 2023 |
| Property Address | 604 N OAK ST, CHECOTAH, OK 74426-1827 |
| Document Number | 001183/173 |
| Book / Page | 1183 / 173 |
| Instrument Date | Oct 23, 2023 |
| Instrument | I-2023-004907 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105792 S 4290 RD, CHECOTAH, OK 74426-7301 |
| Document Number | I2023004908 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | I-2023-004908 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 22, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 604 N OAK ST, CHECOTAH, OK 74426-1827 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1061/249 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 1061/249 |
| Instrument | 2019-002872 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHECOTAH, OK 74426 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 25, 2026 |
| Rate | 7.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Apr 3, 2019 |
| Property Address | 604 N OAK ST, CHECOTAH, OK 74426-1827 |
| Document Number | 001056/198 |
| Book / Page | 1056 / 198 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 2019-001589 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $27.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114321 S 4193 RD, 114321, CHECOTAH, OK 74426-4101 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 98, OKTAHA, OK 74450-0098 |
The 2025 property tax bill for 604 N Oak St was $266, down 0.4% from the year before.
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,167 (+5.01%) Land $623 Building $2,544 | $28,791 (-18.8%) Land $5,664 Building $23,127 | |
| 2025 | $266.00 (-0.37%) | $3,016 (+4.98%) Land $593 Building $2,423 | $35,455 (+35.76%) Land $7,939 Building $27,516 |
| 2024 | $267.00 (+48.33%) | $2,873 (+36.1%) Land $565 Building $2,308 | $26,115 (+1.36%) Land $5,137 Building $20,978 |
| 2023 | $180.00 (+4.05%) | $2,111 (+5.08%) Land $340 Building $1,771 | $25,765 (+5.53%) Land $5,137 Building $20,628 |
| 2022 | $173.00 | $2,009 Land $308 Building $1,701 | $24,414 Land $3,493 Building $20,921 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 N Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 N Oak St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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