604 N Main St, Nappanee, IN 46550 Property Records

Elkhart County property record for 604 N Main St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1930
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,747 (2024)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-234-014.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-234-014.000-021`
Alternative APN	`1336234014021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	840 sqft
Attic Area	840 sqft
Basement Area	840 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	368 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1336234014021
Old Parcel Number	1336234014021
Street Address	604 N MAIN ST
City	NAPPANEE
State	IN
Zip	46550-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT NE NE 3X13RDS SEC 36 .25A
Legal Block	234
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	4
Census Block	4012
Census Tract	1200

Owner

604 N Main St is owned by two individuals who acquired it in October 2004.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13800 VAN BUREN PL, FISHERS, IN 46038-4829
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2004
Deed Sale	Oct 18, 2004
Deed Document Number	2001-02208
Prior Transfer Date	Jan 29, 2001
Prior Transfer Doc	2001-02208
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	604 N MAIN ST, NAPPANEE, IN 46550-1224
Document Number	0000027140
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 N MAIN ST NAPPANEE IN 465501224, NAPPANEE, IN 46550-1224

Mortgage

Document Number	0000027140
Date	Dec 19, 2017
Instrument	27140

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,900 (+1.86%) Land $13,500 Building $172,400	$185,900 (+1.86%) Land $13,500 Building $172,400
2024	$3,747.00	$182,500 (+6.23%) Land $13,500 Building $169,000	$182,500 (+6.23%) Land $13,500 Building $169,000
2023		$171,800 (+8.87%) Land $13,500 Building $158,300	$171,800 (+8.87%) Land $13,500 Building $158,300
2022	$3,255.00	$157,800 Land $13,500 Building $144,300	$157,800 Land $13,500 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

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