604 N Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 604 N Central Ave, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,764 sqft · built 1979
Lot Size2.86 acres (125,017 sqft)
OwnerIndividual Name on Record
Tax Bill$85 (2023)
Flood ZoneZone X (minimal risk)
APN557502680402

Property Details

APN / Parcel Number

Primary APN557502680402
Alternative APNs
  • 10459
  • 18537

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,764 sqft Finished Area
Gross Area2,772 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialLogs
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area125,017 sqft (2.86 acres)
PorchPorch
Porch Area288 sqft
Deck Area196 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number18537
Street Address604 N CENTRAL AVE
CityLOCUST
StateNC
Zip28097-7130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPS
Legal DescriptionHSE 604 N CENTRAL AVE 557502013
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3018
Census Tract930801

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 N CENTRAL AVE, LOCUST, NC 28097-7130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 10, 2007
Transfer Doc0000296252
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$85.00$156,698 (-) Land $33,012 Building $123,686$156,698 (-) Land $33,012 Building $123,686
2022$85.00$156,698 Land $33,012 Building $123,686$156,698 Land $33,012 Building $123,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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