Montezuma County property record for 604 N Ash St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,816 sqft · built 1953 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2022) |
| Tax Bill | $1,071 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009166 |
| Primary APN | R009166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,816 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R009166 |
|---|---|
| Street Address | 604 N ASH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: SMITH LOT: 19-21 BLOCK: 1 B 520 P 896 B 532 P 832 B 644 P 781 B 671 P 984 |
| Legal Subdivision | SMITH |
| Legal Block | 1 |
| Legal Lot Number | 19-21 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 N ASH ST, CORTEZ, CO 81321-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Distribution, Transfer |
| Feb 23, 2022 | Deed of Distribution, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Feb 23, 2022 · Amount on Record |
| Deed Document Number | 2022643777 |
| Prior Transfer Date | Mar 10, 2022 |
| Prior Transfer Doc | 0000643777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Mar 14, 2022 |
| Property Address | 604 N ASH ST, CORTEZ, CO 81321-2818 |
| Document Number | 0000643777 |
| Map Reference | MB 6 PG 65 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 643777 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 N ASH ST, CORTEZ, CO 81321-2818 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Feb 23, 2022 |
| Property Address | 604 N ASH ST, CORTEZ, CO 81321-2818 |
| Document Number | 0000643379 |
| Map Reference | MB 6 PG 65 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 643379 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 N ASH ST, CORTEZ, CO 81321-2818 |
| Document Number | 0000643380 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 643380 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Number | 0000643381 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 643381 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 (+19%) | $21,235 (+21.2%) Land $2,204 Building $19,031 | $266,771 (+21.2%) Land $27,690 Building $239,081 |
| 2024 | $900.00 (+9.89%) | $17,521 (-19.99%) Land $2,971 Building $14,550 | $220,116 (-19.99%) Land $37,322 Building $182,794 |
| 2023 | $819.00 (-6.4%) | $21,899 (+20.92%) Land $3,713 Building $18,186 | $275,116 (+20.91%) Land $46,647 Building $228,469 |
| 2022 | $875.00 | $18,111 Land $1,695 Building $16,416 | $227,530 Land $21,300 Building $206,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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