Johnston County property record for 604 N 4th St, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,216 sqft · built 1940 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,000 (Jan 2018) |
| Tax Bill | $1,944 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000206844 |
| Primary APN | 2000206844 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,516 sqft |
| 1st Floor Area | 1,216 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,450 sqft (0.194 acres) |
| Lot Dimensions | 169 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 306 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000206844 |
|---|---|
| Street Address | 604 N 4TH ST |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 53 WHITEHURST 1/197 |
| Legal Subdivision | THE WHITEHURST SUBDIVISION |
| Legal Lot Number | 53 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 40700 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 N 4TH ST, SMITHFIELD, NC 27577-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Oct 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Jan 5, 2018 | Warranty Deed, Transfer NORTH CAROLINA HOUSING FINANCE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on Record |
| Deed Sale | Jan 5, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2015 · Amount on Record |
| Deed Document Number | 2018556857 |
| Deed Book / Page | 5084 / 753 |
| Prior Transfer Date | Jun 23, 2015 |
| Prior Transfer Doc | 4615000916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 17, 2026 |
| Property Address | 604 N 4TH ST, SMITHFIELD, NC 27577-4114 |
| Document Number | 0000023441 |
| Book / Page | 7153 / 652 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202623441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 604 N 4TH ST, SMITHFIELD, NC 27577-4114 |
| Document Number | 0000023441, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 7153/652 |
| Instrument | 202623441 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 604 N 4TH ST, SMITHFIELD, NC 27577-4114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TTL CO DENVE |
| Name | Verified Name |
|---|
| Document Number | 0000777854 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 6087/680 |
| Instrument | 2021777854 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 5, 2018 |
| Property Address | 604 N 4TH ST, SMITHFIELD, NC 27577-4114 |
| Document Number | 0000556857 |
| Book / Page | 5084 / 0753 |
| Map Reference | MB 1 PG 197 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 2018556857 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 N 4TH ST, SMITHFIELD, NC 27577-4114 |
| Document Number | 0000556859 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 5084/0766 |
| Instrument | 2018556859 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 4, 2033 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944.00 (-1.02%) | $202,530 (-) Land $50,000 Building $152,530 | $202,530 (-) Land $50,000 Building $152,530 |
| 2025 | $1,964.00 (+59.16%) | $202,530 (+106.73%) Land $50,000 Building $152,530 | $202,530 (+106.73%) Land $50,000 Building $152,530 |
| 2023 | $1,234.00 | $97,970 Land $17,000 Building $80,970 | $97,970 Land $17,000 Building $80,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 13 (1999–2016) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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