604 N 3rd St, Elsberry, MO 63343 Property Records

Lincoln County property record for 604 N 3rd St, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,456 sqft · built 1984
Lot Size	0.659 acres (28,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,300 (Jul 2019)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-50-21-004-007-005.000`

Property Details

APN / Parcel Number

Primary APN	`02-50-21-004-007-005.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,706 sqft (0.659 acres)
Garage Type	Detached
Garage Area	720 sqft

Location & Zoning

Street Address	604 N 3RD ST
City	ELSBERRY
State	MO
Zip	63343-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.659 AC PT LOT 6 RE BLACKS 2ND NE ADDN & PT OF CONNER TRACT US SURVEY 1706
Legal Range	02E
Legal Township	51N
Legal Section	17
Legal Subdivision	BLACKS 2ND NE ADDN
Legal Lot Number	6
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	3
Census Block	3006
Census Tract	810100

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 N 3RD ST, ELSBERRY, MO 63343-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Oct 7, 2016
Deed Document Number	20195489
Deed Book / Page	2435 / 623
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 8, 2019
Property Address	604 N 3RD ST, ELSBERRY, MO 63343-1315
Document Number	2435/0623
Book / Page	2435 / 0623
Instrument Date	Jul 1, 2019
Instrument	2019005489
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 N 3RD ST, 604, ELSBERRY, MO 63343-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N 3RD ST, ELSBERRY, MO 63343-1315

Mortgage

Document Number	2019005490
Date	Jul 8, 2019
Instrument	2019005490

Lender

Name	ROBERT UNNERSTALL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Elsberry City
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,406 (-) Land $1,801 Building $21,605
2025	$1,218.00 (-5.43%)	$23,406 (+12.11%) Land $1,801 Building $21,605	$123,190 (+12.11%) Land $9,480 Building $113,710
2023	$1,288.00 (+6.18%)	$20,877 Land $1,127 Building $19,751	$109,880 Land $5,930 Building $103,950
2022	$1,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1982–2025)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms & Flooding, Sep 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSBERRY PWS serves 2,076 people · EPA ID MO6010250
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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