604 N 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 604 N 3rd St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,236 sqft · built 1935
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Jun 2008)
Tax Bill$1,830 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (minimal risk)
APN03-16-013-076

Property Details

APN / Parcel Number

Primary APN03-16-013-076

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,236 sqft Base Area
1st Floor Area1,236 sqft
Basement Area1,236 sqft
Unfinished Basement1,236 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeMasonry / Concrete Block
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address604 N 3RD ST
CityEFFINGHAM
StateIL
Zip62401-3330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 51FT OF W 132FT LOT 9 SCHLEPPERS SUBD SURVEYORS ADD G EXCEPT ROW 3514/157 2414/215
Legal SubdivisionSCHLEPPERS SUBDIVISION
Legal Lot Number9
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1006
Census Tract950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 N 3RD ST, EFFINGHAM, IL 62401-3330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2008 · Amount on Record
Deed SaleJun 3, 2008 · Amount on Record
Deed Document Number2008802840
Deed Book / Page2414 / 215
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateNov 21, 2019
Property Address604 N 3RD ST, EFFINGHAM, IL 62401-3330
Document Number3514/157
Book / Page3514 / 157
Instrument DateNov 19, 2019
Instrument201901904787
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 N 3RD ST, EFFINGHAM, IL 62401-3330

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,830.00 (-6.2%)$38,440 (+31.91%) Land $13,080 Building $25,360$115,320 (+31.91%) Land $39,240 Building $76,080
2022$1,951.00 Homeowner's exemption$29,140 Land $9,920 Building $19,220$87,420 Land $29,760 Building $57,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on N 3rd St

Nearby Streets

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