604 N 13th St, Temple, TX 76501 Property Records

Bell County property record for 604 N 13th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,488 sqft · built 1908
Lot Size	0.283 acres (12,371 sqft)
Owner	Individual Name on Record
Tax Bill	$10,496 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0032040000`

Property Details

APN / Parcel Number

Primary APN	`0032040000`
Alternative APNs	`746340` `42742`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,488 sqft Living Area
1st Floor Area	1,865 sqft
2nd Floor Area	1,623 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.283 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	746340
Street Address	604 N 13TH ST
City	TEMPLE
State	TX
Zip	76501-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMB
Legal Description	I M CHEATHAM ADDITION, BLOCK 002, LOT PT 1, 3, (S 75' OF 1 & S 75' OF E 45' OF 3), ACRES .284 (S 75' OF 1 & S 75' OF E 45' OF
Legal Subdivision	I M CHEATHAM ADDITION
Legal Block	2
Legal Lot Number	1,3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1003
Census Tract	20600

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 N 13TH ST, TEMPLE, TX 76501-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · VA Mortgage LENDPLICITY LLC
Feb 15, 2022	Vendor's Lien, Transfer · VA Mortgage LENDPLICITY LLC
Jul 2, 2020	Warranty Deed, Transfer BLACKACRE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022
Deed Sale	Feb 15, 2022
Prior Sale	Feb 14, 2022
Deed Document Number	2022009705
Record Updated	Jun 7, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 14, 2022
Property Address	604 N 13TH ST, TEMPLE, TX 76501-3018
Document Number	0000009444
Map Reference	CAB DSL 63-B
Instrument Date	Feb 10, 2022
Instrument	2022009444
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1840 IUTHSHE DRIVE, TEMPLE, TX 76503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 ARMONT, PASADENA, CA 91106

Mortgage

Document Number	0000009320
Date	Feb 14, 2022
Instrument	2022009320

Lender

Name	LENDPLICITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 15, 2022
Property Address	604 N 13TH ST, TEMPLE, TX 76501-3018
Document Number	0000009705
Map Reference	VOL 100 PG 14
Instrument Date	Feb 9, 2022
Instrument	2022009705
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N 13TH ST, TEMPLE, TX 76501-3018

Mortgage

Document Number	0000009706
Date	Feb 15, 2022
Instrument	2022009706

Lender

Name	LENDPLICITY LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 2, 2020
Property Address	604 N 13TH ST, TEMPLE, TX 76501-3018
Document Number	0000032432
Instrument Date	Jun 18, 2020
Instrument	32432
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	BLACKACRE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10190 KATY FWY #100 HOUSTON TX 770435237, 100, HOUSTON, TX 77043-5237

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,496.00 (-5.81%)	$457,804 Land $22,020 Building $435,784	$457,804 Land $22,020 Building $435,784
2022	$11,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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