604 N 1120 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 604 N 1120 E, Spanish Fork, UT 84660

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,054 sqft · built 1995
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$375,592 (May 2026)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-190-0003`

Property Details

APN / Parcel Number

Primary APN	`45-190-0003`
Alternative APN	`063454`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	1,262 sqft
1st Floor Area	1,054 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,443 sqft (0.102 acres)
Garage Type	Attached
Garage Area	208 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	063454
Street Address	604 N 1120 E
City	SPANISH FORK
State	UT
Zip	84660-1382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2A, PLAT E, LYNNBROOK SUBDV. AREA 0.102 AC.
Legal Subdivision	LYNNBROOK SUB
Legal Lot Number	2A
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1010
Census Tract	10306

Owner

604 N 1120 E, a townhouse, is owned and occupied by an individual who bought it in May 2026.

Source: Utah County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	604 N 1120 E, SPANISH FORK, UT 84660-1382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY FEDERAL CREDIT UNION
Mar 20, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Mar 20, 2024 · Amount on File
Deed Document Number	202642619
Prior Transfer Date	Dec 3, 1997
Prior Transfer Doc	0000098508
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 21, 2026
Property Address	604 N 1120 E, SPANISH FORK, UT 84660-1382
Document Number	0000042619
Instrument Date	May 18, 2026
Instrument	202642619
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	ATLAS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 N 1120 E, SPANISH FORK, UT 84660-1382

Mortgage

Document Number	0000042633,
Date	May 21, 2026
Instrument	202642633

Lender

Name	UTAH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 20, 2024
Property Address	604 N 1120 E, SPANISH FORK, UT 84660-1382
Document Number	0000017685
Instrument Date	Mar 15, 2024
Instrument	17685:2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	604 N 1120 E, SPANISH FORK, UT 84660-1382

Mortgage

Document Number	0000017686
Date	Mar 20, 2024
Instrument	17686:2024

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	876 Months
Due	Mar 29, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 604 N 1120 E was $1,720, down 2.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,445 (+1.63%)	$329,900 (+1.63%) Land $75,100 Building $254,800
2025	$1,720.00 (-2.05%)	$178,530	$324,600 Land $75,100 Building $249,500
2024	$1,756.00 (-0.28%)
2023	$1,761.00 (+5.7%)	$181,720	$330,400 Land $59,600 Building $270,800
2022	$1,666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 N 1120 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 N 1120 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Utah Broadband, Verizon.

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