604 Myrtlewood Ct, Oceanside, CA 92058 Property Records

San Diego County property record for 604 Myrtlewood Ct, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,101 sqft · built 1984
Lot Size	0.145 acres (6,333 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Dec 2018)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2019 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`158-372-20-00`

Property Details

APN / Parcel Number

Primary APN	`158-372-20-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,101 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	6,333 sqft (0.145 acres)
Lot Dimensions	107 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 MYRTLEWOOD CT
City	OCEANSIDE
State	CA
Zip	92058-1681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 TR 009655
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	009655
Legal Block	3
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18622

Owner

604 Myrtlewood Ct is owned and occupied by two individuals who bought it in December 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Dec 27, 2018	Grant Deed, Transfer · FHA Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Document Number	2018529964
Prior Transfer Date	Nov 17, 2009
Prior Transfer Doc	0000655521
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681

Mortgage

Document Number	0000354317
Date	Dec 28, 2023
Instrument	2023-0354317

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156453
Date	Apr 29, 2019
Instrument	2019-0156453

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000464163
Date	Oct 16, 2019
Instrument	2019-0464163

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166214
Date	Apr 1, 2020
Instrument	2020-0166214

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Document Number	0000000698
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 MYRTLEWOOD CT OCEANSIDE CA 920581681, OCEANSIDE, CA 92058-1681

Mortgage

Document Number	0000000698
Date	Jan 4, 2021
Instrument	698

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2018
Property Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681
Document Number	0000529964
Map Reference	MAP 9655
Instrument Date	Nov 20, 2018
Instrument	2018-0529964
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 MYRTLEWOOD CT, OCEANSIDE, CA 92058-1681

Mortgage

Document Number	0000529965
Date	Dec 27, 2018
Instrument	2018-0529965

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 604 Myrtlewood Ct was $5,571 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,876 (+2%) Land $212,859 Building $298,017
2025	$5,571.00 Homeowner's exemption	$500,860 Land $208,686 Building $292,174
2023	$5,293.00 (+1.55%) Homeowner's exemption	$481,414 Land $200,584 Building $280,830
2022	$5,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 604 Myrtlewood Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Myrtlewood Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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