604 Mountain Laurel Dr, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 604 Mountain Laurel Dr, Monroe, NY 10950

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,825 sqft · built 1979
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Mar 2025)
Tax Bill	$4,933 (2024)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-1.-28`

Property Details

APN / Parcel Number

Primary APN	`29-1-1.-28`
Alternative APNs	`228902900000010010000028` `332289 29-1-1.-28`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,825 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	680 sqft
Basement Area	505 sqft
Finished Basement	505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	436 sqft (0.01 acres)
View / Lot	Suburban
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29-1-1.-28
Street Address	604 MOUNTAIN LAUREL DR
City	MONROE
State	NY
Zip	10950-5107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR2
Legal Description	UNIT 6D WINDRDG CONDO ONEMAP 4865 .0138%
Legal Subdivision	WINDRDG COND
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4020
Census Tract	14302

Owner

604 Mountain Laurel Dr, a condominium, is owned by an individual who bought it in March 2025.

Source: Orange County and Chester Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47 TANAGER RD, 4704, MONROE, NY 10950-1740
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed, Transfer · Stand-Alone First Mortgage SUMA YONKERS FCU
Jul 13, 2022	Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 16, 2019	Grant Deed, Transfer ESQUIRE TITLE AGENCY INC, ESQUIRE TITLE AGCY INC
Mar 15, 2019	Grant Deed, Foreclosure SERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TITLE CO DEFAULT T
Oct 15, 2018	Trustee's Deed, Transfer INGEO LSI TITLE COMPANY, INGEO LSI TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	202515014
Deed Book / Page	15695 / 1471
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	0000073529
Record Updated	Oct 29, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 6, 2025
Property Address	604 MOUNTAIN LAUREL DR, MONROE, NY 10950-5107
Document Number	0000015014
Book / Page	15695 / 1471
Instrument Date	Nov 1, 2024
Instrument	20250015014
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 TANAGER RD APT 4704, 4704, MONROE, NY 10950-1740

Mortgage

Document Number	0000015015
Date	Mar 6, 2025
Instrument	20250015015

Lender

Name	SUMA YONKERS FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Nov 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 13, 2022
Property Address	604 MOUNTAIN LAUREL DR, MONROE, NY 10950-5107
Document Number	0000051382
Book / Page	15270 / 1074
Instrument Date	Jun 28, 2022
Instrument	20220051382
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRUST TITLE INSURANCE, AMTRUST TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 BUTTERMILK FALLS RD, WARWICK, NY 10990-3862
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051383
Date	Jul 13, 2022
Instrument	20220051383

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 16, 2019
Property Address	604 MOUNTAIN LAUREL DR, MONROE, NY 10950-5107
Document Number	0000049990
Book / Page	014595 / 000311
Instrument Date	Jul 2, 2019
Instrument	49990
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ESQUIRE TITLE AGENCY INC, ESQUIRE TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HORTON RD WASHINGTONVILLE NY 109921437, WASHINGTONVILLE, NY 10992-1437

March 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 15, 2019
Property Address	604 MOUNTAIN LAUREL DR, MONROE, NY 10950-5107
Document Number	0000017153
Book / Page	014539 / 001106
Instrument Date	Oct 30, 2018
Instrument	17153
Transaction Type	Foreclosure
Record Updated	Apr 24, 2019
Title Company	SERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TITLE CO DEFAULT T

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 15, 2018
Property Address	604 MOUNTAIN LAUREL DR, MONROE, NY 10950-5107
Document Number	0000073529
Book / Page	014473 / 000965
Instrument Date	Sep 21, 2018
Instrument	73529
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	INGEO LSI TITLE COMPANY, INGEO LSI TITLE CO

Transaction

Amount	Amount on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1000 BLUE GENTIAN RD EAGAN MN 551211663, EAGAN, MN 55121-1663
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (-) Building $63,000	$172,500 (+8.22%)
2024	$4,933.00	$63,000 (-) Building $63,000	$159,400 (+3.71%)
2023		$63,000 (-) Building $63,000	$153,700 (+17.6%) Building $153,700
2022		$63,000 Building $63,000	$130,700 Building $130,700
2021	$4,943.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 604 Mountain Laurel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	33 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Mountain Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HILL FARMS WATER DISTRICT serves 1,868 people · EPA ID NY3505650
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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