604 Monte Ln, Jefferson, GA 30549 Property Records

Jackson County property record for 604 Monte Ln, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,762 sqft · built 2000
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Aug 2006)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067A 104`

Property Details

APN / Parcel Number

Primary APN	`067A 104`
Alternative APN	`19600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Heated Area
1st Floor Area	1,762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	420 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19600
Street Address	604 MONTE LN
City	JEFFERSON
State	GA
Zip	30549-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 104 PHASE 3 HOLDERS MILL
Legal Subdivision	HOLDERS MILL III
Legal Phase	3
Legal Lot Number	104
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3001
Census Tract	10706

Owner

Source: Jackson County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 MONTE LN, JEFFERSON, GA 30549-6922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MONSTERLOANS
Apr 6, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2006 · Amount on Record
Deed Sale	Aug 11, 2006 · Amount on Record
Prior Sale	Mar 7, 2006 · Amount on Record
Deed Book / Page	45D / 459
Last Transfer Date	Sep 5, 2013
Transfer Doc	00066V0302
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	604 MONTE LN, JEFFERSON, GA 30549-6922
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MONTE LN, JEFFERSON, GA 30549-6922

Mortgage

Document Number	00105J0000000288
Date	Feb 14, 2023
Book Page	000000105J/0000000288

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	604 MONTE LN, JEFFERSON, GA 30549-6922
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MONTE LN, JEFFERSON, GA 30549-6922

Mortgage

Document Number	00100O0000000114
Date	Jan 25, 2022
Book Page	000000100O/0000000114

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	604 MONTE LN, JEFFERSON, GA 30549-6922
Document Number	00084L0079
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 MONTE LN JEFFERSON GA 305496922, JEFFERSON, GA 30549-6922

Mortgage

Document Number	00084L0079
Date	May 7, 2019
Book Page	00084L/000079

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	604 MONTE LN, JEFFERSON, GA 30549-6922
Document Number	00080K0274
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 MONTE LN JEFFERSON GA 305496922, JEFFERSON, GA 30549-6922

Mortgage

Document Number	00080K0274
Date	Apr 16, 2018
Book Page	00080K/000274

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00 (-29.41%) Homeowner's exemption	$107,440 (-) Land $24,800 Building $82,640	$268,600 (-) Land $62,000 Building $206,600
2024	$2,166.00 (+45.08%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$107,440 (+11.27%) Land $24,800 Building $82,640	$268,600 (+11.27%) Land $62,000 Building $206,600
2023	$1,493.00 (-19.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$96,560 (+14.25%) Land $24,800 Building $71,760	$241,400 (+14.25%) Land $62,000 Building $179,400
2022	$1,866.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$84,520 Land $24,800 Building $59,720	$211,300 Land $62,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 12,690 people · EPA ID GA1570003
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: TruVista Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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