604 Mockingbird Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 604 Mockingbird Ct, Saint Charles, IL 60175 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage3,344 sqft Living Area
Lot Size22,007 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2020)
Tax Bill$16,472.00 (2025)

Owner

Source: Kane County records · APN 09-16-402-011

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 MOCKINGBIRD CT, SAINT CHARLES, IL 60175-5642
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
DUPAGE CU
Dec 02, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2020 · Amount on Record
Deed SaleDec 02, 2020 · Amount on Record
Prior SaleJun 24, 1996 · Amount on Record
Deed Doc Number202074296
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address604 MOCKINGBIRD CT, ST CHARLES, IL 60175-5642
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040543
DateAug 10, 2022
Instrument2022K040543
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60567
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2042
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2027
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6.75%
Index1-Year CMT
Margin3
Max Rate10.7%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 02, 2020
Property Address604 MOCKINGBIRD CT, ST CHARLES, IL 60175-5642
Document Number0000074296
Instrument DateNov 24, 2020
Instrument2020K074296
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address604 MOCKINGBIRD CT, SAINT CHARLES, IL 60175-5642

Mortgage

Document Number0000074297
DateDec 02, 2020
Instrument2020K074297
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$16,472.00 (+18.05%) Homeowner's exemption
2024$214,728 (+20.33%) Land $40,964 Building $173,764$644,442 (+20.38%) Land $122,941 Building $521,501
2022$13,954.00 (+4.02%) Homeowner's exemption$178,451 (+5.19%) Land $38,552 Building $139,899$535,353 (+5.19%) Land $115,656 Building $419,697
2021$13,415.00 Homeowner's exemption$169,649 Land $36,748 Building $132,901$508,947 Land $110,244 Building $398,703

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN09-16-402-011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area3,344 sqft Living Area
Basement Area1,305 sqft Basement
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area22,007 sqft (0.505 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area702 sqft Garage
Deck AreaDeck Area
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address604 MOCKINGBIRD CT
CitySAINT CHARLES
StateIL
Zip60175-5642
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description121 RED GATE
Legal SubdivisionRED GATE
Legal Block4
Legal Lot Number121
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup4
Census Block4001
Census Tract852103

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