604 Mill St, Traer, IA 50675 Property Records

Tama County property record for 604 Mill St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,255 sqft · built 1910
Lot Size	0.693 acres (30,187 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2023)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.301.012`

Property Details

APN / Parcel Number

Primary APN	`07.10.301.012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
Attic	Attic
Attic Area	363 sqft
Basement Area	660 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,187 sqft (0.693 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	604 MILL ST
City	TRAER
State	IA
Zip	50675-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 111'X264'NE COR NW SW & W 1/2 N146.5' VAC ALLEY LYG W OF BLK 3 IN VLASAK'S ADDN
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Subdivision	VLASAK'S
Legal Block	3
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3047
Census Tract	290200

Owner

604 Mill St is owned by an individual who bought it in May 2023.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	503 2ND ST, TRAER, IA 50675-1138
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Line of Credit GNB BANK
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 14, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	20231048
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0000002977
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 26, 2023
Property Address	604 MILL ST, TRAER, IA 50675-1417
Document Number	0020231048
Map Reference	BK 17 PG 225
Instrument Date	May 23, 2023
Instrument	2023-1048
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 2ND ST, TRAER, IA 50675-1138

Mortgage

Document Number	0020231049
Date	May 26, 2023
Instrument	2023-1049

Lender

Name	GNB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	604 MILL ST, TRAER, IA 50675-1417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20173609
Date	Dec 20, 2017
Instrument	2017-3609

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 29, 2037

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	604 MILL ST, TRAER, IA 50675-1417
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180354
Date	Feb 14, 2018
Instrument	2018-0354

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 604 Mill St was $1,896.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00	$96,220 Land $21,550 Building $74,670	$96,220 Land $21,550 Building $74,670
2023		$103,200 Land $21,550 Building $81,650	$103,200 Land $21,550 Building $81,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Mill St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Mill St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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