Collin County property record for 604 Middle Cove Dr, Plano, TX 75023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,372 sqft · built 1981 |
| Owner | Individual Name on File |
| Tax Bill | $3,348 (2024) |
| Deeds & Mortgages | Mar 2024 Transfer Apr 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-0543-006-0080-1 |
| Primary APN | R-0543-006-0080-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,645 sqft |
| 1st Floor Area | 1,372 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 291543 |
|---|---|
| Street Address | 604 MIDDLE COVE DR |
| City | PLANO |
| State | TX |
| Zip | 75023-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | TOWN WEST SECTION ONE (CPL), BLK 6, LOT 8 |
| Legal Subdivision | TOWN WEST SECTION ONE (CPL) |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31611 |
604 Middle Cove Dr is owned and occupied by an individual who acquired it in May 2024.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Transfer on Death Deed, Transfer |
| Apr 21, 2023 | Warranty Deed, Transfer |
| Mar 21, 2023 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2024 |
| Deed Sale | May 6, 2024 |
| Prior Sale | Apr 21, 2023 |
| Deed Document Number | 2024000053241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 5, 2024 |
| Property Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Document Number | 2024000025387 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024000025387 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Name | Verified Name |
|---|---|
| Address | 3800 TRAILVIEW DR, CARROLLTON, TX 75007-6285 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 21, 2023 |
| Property Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Document Number | 2023000042871 |
| Map Reference | DR B SL 118 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023000042871 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 21, 2023 |
| Property Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Document Number | 2023000029089 |
| Map Reference | DR B SL 118 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023000029089 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Document Number | 2023000029090 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023000029090 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 604 MIDDLE COVE DR, PLANO, TX 75023-4802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000541350 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 20210318000541350 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,512 Land $90,000 Building $231,512 | $321,512 Land $90,000 Building $231,512 | |
| 2024 | $3,348.00 | ||
| 2023 | $274,930 Land $90,000 Building $184,930 | $274,930 Land $90,000 Building $184,930 | |
| 2022 | $1,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Middle Cove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 604 Middle Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PLANO serves 292,059 people · EPA ID TX0430007 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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