604 Michael Dr, Papillion, NE 68046 Property Records

Sarpy County property record for 604 Michael Dr, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,199 sqft · built 1987
Lot Size	0.193 acres (8,424 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2022)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011072601`

Property Details

APN / Parcel Number

Primary APN	`011072601`
Alternative APN	`770974405`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,199 sqft Total Area
1st Floor Area	1,008 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Lot Area	8,424 sqft
Lot Dimensions	117 ft deep x 72 ft wide
Garage Type	Built-in
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	326 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	770974405
Street Address	604 MICHAEL DR
City	PAPILLION
State	NE
Zip	68046-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 402 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	402
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	5
Census Block	5003
Census Tract	10617

Owner

604 Michael Dr is owned and occupied by an individual who bought it in June 2022.

Source: Sarpy County records, as of February 23, 2026

Owner of Record	Individual Name on File
Mailing Address	604 MICHAEL DR, PAPILLION, NE 68046-6053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 4, 2020	Warranty Deed, Transfer · Conventional Mortgage DUNDEE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Jun 4, 2020 · Amount on File
Deed Document Number	2022-15057
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Jun 6, 2022
Property Address	604 MICHAEL DR, PAPILLION, NE 68046-6053
Document Number	0000005057
Instrument Date	May 24, 2022
Instrument	2022-15057
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005058
Date	Jun 6, 2022
Instrument	2022-15058

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT

Mortgage

Document Number	0000005059
Date	Jun 6, 2022
Instrument	2022-15059

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jul 1, 2029

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Jun 4, 2020
Property Address	604 MICHAEL DR, PAPILLION, NE 68046-6053
Document Number	0000005120
Instrument Date	May 21, 2020
Instrument	2020-15120
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VERITAS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005121
Date	Jun 4, 2020
Instrument	2020-15121

Lender

Name	DUNDEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 604 Michael Dr was $4,538, up 1.5% from the year before.

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00 (+1.52%)	$311,378 Land $52,000 Building $259,378	$311,378 Land $52,000 Building $259,378
2024	$4,470.00 (-13.76%)
2023	$5,183.00 (+6.19%)	$275,285 Land $48,000 Building $227,285	$275,285 Land $48,000 Building $227,285
2022	$4,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Michael Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Michael Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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