Hardin County property record for 604 Memory Ln, Elizabethtown, KY 42701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,982 sqft · built 2004 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (May 2026) |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Aug 2018 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-10-02-138 |
| Primary APN | 203-10-02-138 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 14,985 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Heating System | Central |
|---|
| Street Address | 604 MEMORY LN |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FONTAINBLEAU EST LT 138 |
| Legal Subdivision | FONTAINBLEAU EST |
| Legal Tract | 138 |
| Legal Block | 2 |
| Legal Lot Number | 138 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 1300 |
604 Memory Ln is owned and occupied by an individual who bought it in May 2026.
Source: Hardin County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915B MONIN RD, ELIZABETHTOWN, KY 42701-2377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FORT KNOX FEDERAL CREDIT UNION |
| Aug 8, 2018 | Deed of Trust, Mortgage FORT KNOX FEDERAL CREDIT UNION |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| May 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Jun 18, 2018 | Deed of Trust, Mortgage FORT KNOX FEDERAL CREDIT UNION |
| Jun 5, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FORT KNOX FEDERAL CREDIT UNION |
| Jun 18, 2018 | Deed, Transfer FORT KNOX FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | Jun 18, 2018 · Amount on File |
| Deed Book / Page | 1601 / 318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002270/154 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 2270/154 |
| Instrument | 20190-00006886 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002242/0000000973 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 0000002242/0000000973 |
| Instrument | 201800010070 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 233 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 002366/853 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 2366/853 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 20, 2026 |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Document Number | 1601000318 |
| Book / Page | 1601 / 318 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $39,390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2366/853 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 2366/853 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002237/0000000758 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 0000002237/0000000758 |
| Instrument | 180-00007563 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2270/154 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 2270/154 |
| Instrument | 20190-00006886 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 18, 2018 |
| Property Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Document Number | 001458/744 |
| Book / Page | 1458 / 744 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 180-00007563 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 MEMORY LN, ELIZABETHTOWN, KY 42701-4106 |
| Document Number | 0000002237/0000000758 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 0000002237/0000000758 |
| Instrument | 180-00007563 |
| Name | FORT KNOX FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 604 Memory Ln was $2,272 with a homeowner's exemption.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,272.00 Homeowner's exemption Additional exemption filed | $266,500 Land $34,200 Building $232,300 | $266,500 Land $34,200 Building $232,300 |
| 2023 | $266,500 Land $34,200 Building $232,300 | $266,500 Land $34,200 Building $232,300 | |
| 2021 | $2,135.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Memory Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Memory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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