604 Meadow Ln, Troy, OH 45373 Property Records

Miami County property record for 604 Meadow Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$86,900 (Nov 2012)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-038110`

Property Details

APN / Parcel Number

Primary APN	`D08-038110`
Alternative APNs	`011017.1-16-004-00` `D08NE039 00400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	122 ft deep x 77 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	213 sqft
Patio Area	54 sqft
Canopy	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	604 MEADOW LN
City	TROY
State	OH
Zip	45373-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3782 77.36
Legal Subdivision	TROY
Legal Lot Number	3782
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3015
Census Tract	365101

Owner

604 Meadow Ln is owned and occupied by an individual who bought it in November 2012.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	604 MEADOW LN, TROY, OH 45373-2228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit UNITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2012 · Amount on File
Deed Sale	Nov 8, 2012 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20122012OR-15516
Deed Book / Page	317 / 284
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	604 MEADOW LN, TROY, OH 45373-2228
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002577
Date	Feb 16, 2022
Instrument	2022OR-02577

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	604 MEADOW LN, TROY, OH 45373-2228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002182
Date	Feb 18, 2020
Instrument	2020OR-02182

Lender

Name	UNITY NATIONAL BANK
Type	Bank
Address	PIQUA, OH 45356

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 604 Meadow Ln was $1,687 with a homeowner's exemption, up 2.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00 (+2.87%) Homeowner's exemption	$50,930 (+17.05%) Land $12,320 Building $38,610	$145,500 Land $35,200 Building $110,300
2024	$1,640.00 (+2.24%) Homeowner's exemption	$43,510 (-) Land $13,300 Building $30,210
2023	$1,604.00 (+17.51%) Homeowner's exemption	$43,510 (-) Land $13,300 Building $30,210	$124,300 (-) Land $38,000 Building $86,300
2022	$1,365.00 Homeowner's exemption	$43,510 Land $13,300 Building $30,210	$124,300 Land $38,000 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 604 Meadow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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