604 McNeal St, Jackson, MI 49203 Property Records

Jackson County property record for 604 McNeal St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,439 sqft · built 1924
Lot Size	0.089 acres (3,877 sqft)
Owner	Company Name on File
Last Sale	$67,000 (Apr 2018)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-225000000`

Property Details

APN / Parcel Number

Primary APN	`3-225000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,439 sqft Living Area
1st Floor Area	853 sqft
Basement Area	745 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	88 ft deep x 44 ft wide
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 MCNEAL ST
City	JACKSON
State	MI
Zip	49203-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 43 PERRIN'S ADD
Legal Subdivision	PERRINS ADD
Legal Lot Number	43
Legal Unit	43
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2006
Census Tract	900

Owner

604 McNeal St is owned by a company that bought it in April 2018 and is owner-occupied.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	604 MCNEAL ST, JACKSON, MI 49203-3027
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Apr 13, 2018	Warranty Deed, Transfer CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Aug 14, 2006 · Amount on File
Deed Book / Page	2119 / 387
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jun 17, 2022
Property Address	604 MCNEAL ST, JACKSON, MI 49203-3027
Document Number	0002917634
Book / Page	2214 / 244
Map Reference	LB 8 PG 8
Instrument Date	Jun 13, 2022
Instrument	2917634
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 MCNEAL ST, JACKSON, MI 49203-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 SUN SEEKER CT, LEXINGTON, KY 40503-2981

Mortgage

Document Number	0022140245
Date	Jun 17, 2022
Instrument	2214-0245

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 13, 2018
Property Address	604 MCNEAL ST, JACKSON, MI 49203-3027
Document Number	0002794275
Book / Page	002119 / 000387
Instrument Date	Apr 6, 2018
Instrument	2794275
Transaction Type	Transfer
Record Updated	Apr 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MCNEAL ST

Mortgage

Document Number	2794276
Date	Apr 13, 2018
Book Page	002119/000388
Instrument	2794276

Lender

Name	CASON HM LNS
Type	Mortgage Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 604 McNeal St was $2,248 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,300 (+11.61%)	$134,600 (+11.61%)
2025	$2,248.00 (-16.83%)	$60,300	$120,600
2024	$2,703.00
2023		$52,800	$105,600
2022	$1,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 McNeal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 McNeal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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