604 McGrath Rd, Eden, MD 21822 Property Records

Worcester County property record for 604 McGrath Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,950 sqft · built 2021
Lot Size	10.4 acres (456,509 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Feb 2020)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-008341`

Property Details

APN / Parcel Number

Primary APN	`07-008341`
Alternative APN	`008341`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	456,509 sqft (10.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	008341
Street Address	604 MCGRATH RD
City	EDEN
State	MD
Zip	21822-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 1 10.48 ACS SOUTH SIDE MCGRATH RD JAMES GURNEY MIN SUBDIV
Legal Subdivision	JAMES GURNEY MIN SUB
Legal Lot Number	1
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	2
Census Block	2023
Census Tract	951400

Owner

Source: Worcester County records · APN 07-008341

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 MCGRATH RD, EDEN, MD 21822-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Construction Mortgage HEBRON SAVINGS BANK
Feb 20, 2020	Deed, Transfer · Line of Credit HEBRON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Jun 25, 1998 · Amount on Record
Deed Book / Page	7598 / 443
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	604 MCGRATH RD, EDEN, MD 21822-2008
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078060093
Date	Oct 21, 2020
Book Page	7806/93

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Apr 07, 2051

Interest

Index	6-Month T-Bill

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 20, 2020
Property Address	604 MCGRATH RD, EDEN, MD 21822-2008
Document Number	0075980443
Book / Page	7598 / 443
Map Reference	MB RHO 150 FO 43
Instrument Date	Feb 11, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7485 E LONGFIELD DR, HEBRON, MD 21830-2185

Mortgage

Document Number	0007598447
Date	Feb 20, 2020
Instrument	7598/447

Lender

Name	HEBRON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,467 (+20.74%)	$452,000 (+11.69%) Land $77,000 Building $375,000
2025	$3,795.00 (+13.9%)
2023	$3,332.00	$348,233	$404,700 Land $77,000 Building $327,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Choptank Electric Cooperative Fiber	2,500 / 2,500

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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