Porter County property record for 604 McCool Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1975 |
| Lot Size | 0.29 acres (12,640 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,057 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-06-31-484-025.000-015 |
| Primary APN | 64-06-31-484-025.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,640 sqft (0.29 acres) |
| Lot Dimensions | 158 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Other |
|---|---|
| Sewer | Connected |
| Account Number | 00000977125 |
|---|---|
| Street Address | 604 MCCOOL RD |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HAVEN 5TH UNIT 4 LOT 1680 TCCD |
| Legal Subdivision | SOUTH HAVEN 5TH |
| Legal Lot Number | 1680 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50505 |
Source: Porter County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 MCCOOL RD, VALPARAISO, IN 46385-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Transfer on Death Deed, Transfer |
| Apr 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage CIBM BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Jan 30, 2026 |
| Property Address | 604 MCCOOL RD, VALPARAISO, IN 46385-8203 |
| Document Number | 0000001684 |
| Map Reference | FILE 15-A-7 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026-001684 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 MCCOOL RD, VALPARAISO, IN 46385-8203 |
| Name | Verified Name |
|---|---|
| Address | 288 SANDALWOOD ST, PORTAGE, IN 46368-2508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 604 MCCOOL RD, VALPARAISO, IN 46385-8203 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006058 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023-006058 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Portage Township |
| Unified School District | Portage Township Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,200 (+11.09%) Land $31,100 Building $122,100 | $153,200 (+11.09%) Land $31,100 Building $122,100 | |
| 2024 | $1,057.00 (+6.88%) | ||
| 2023 | $989.00 (-0.8%) | $137,900 Land $29,400 Building $108,500 | $137,900 Land $29,400 Building $108,500 |
| 2022 | $997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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