604 McCarten St, Monroe, NC 28112 Property Records

Union County property record for 604 McCarten St, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,200 sqft · built 1997
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2021)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-273-187B`

Property Details

APN / Parcel Number

Primary APN	`09-273-187B`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Porch	Slab
Porch Area	243 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 MCCARTEN ST
City	MONROE
State	NC
Zip	28112-4552
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#62, 63, 64, & 65 WELSH HEIGHTS PB1 PG110-111
Legal Subdivision	WELSH HEIGHTS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	20501

Owner

Source: Union County records · APN 09-273-187B

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 MCCARTEN ST, MONROE, NC 28112-4552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	202117661
Deed Book / Page	8065 / 105
Prior Transfer Date	May 29, 2003
Prior Transfer Doc	3082850
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 15, 2021
Property Address	604 MCCARTEN ST, MONROE, NC 28112-4552
Document Number	0008065105
Book / Page	8065 / 105
Map Reference	MB I PG 110-111
Instrument Date	Apr 15, 2021
Instrument	17661
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2219 COURTYARD LN, 2219, MONROE, NC 28112-8897

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 MCCARTEN ST, MONROE, NC 28112-4552

Mortgage

Document Number	0000017662
Date	Apr 15, 2021
Instrument	17662

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (+37.17%)	$255,000 (+71.03%) Land $34,100 Building $220,900	$255,000 (+71.03%) Land $34,100 Building $220,900
2023	$1,625.00	$149,100 Land $18,200 Building $130,900	$149,100 Land $18,200 Building $130,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.