604 McCain Dr, Franklin, TN 37064 Property Records

Williamson County property record for 604 McCain Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,896 sqft · built 2014
Lot Size	0.353 acres (15,385 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Oct 2021)
Tax Bill	$5,904 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094090E M 01800`

Property Details

APN / Parcel Number

Primary APN	`094090E M 01800`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,385 sqft
Lot Dimensions	149 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	745 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	604 MCCAIN DR
City	FRANKLIN
State	TN
Zip	37064-2779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD DALLAS DOWNS SEC 3 PB 57 PG 94 LOT 0018
Legal Subdivision	DALLAS DOWNS
Legal Lot Number	18
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	3
Census Block	3003
Census Tract	50906

Owner

604 McCain Dr is owned and occupied by an individual who bought it in October 2021.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	604 MCCAIN DR, FRANKLIN, TN 37064-2779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHELTER LENDING SERVICES LLC
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	21059931
Deed Book / Page	8756 / 846
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 6, 2021
Property Address	604 MCCAIN DR, FRANKLIN, TN 37064-2779
Document Number	0087560846
Book / Page	8756 / 846
Map Reference	MB P57 PG 94
Instrument Date	Sep 29, 2021
Instrument	21059931
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MCCAIN DR, FRANKLIN, TN 37064-2779

Mortgage

Document Number	0021059932
Date	Oct 6, 2021
Instrument	21059932

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	604 MCCAIN DR, FRANKLIN, TN 37064-2779
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	CHAPMAN & ROSENTHAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081860945
Date	Sep 14, 2020
Book Page	8186/945
Instrument	20049959

Lender

Name	SHELTER LENDING SERVICES LLC
Type	Mortgage Company
Address	MILWAUKEE, WI 53209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 7, 2019
Property Address	604 MCCAIN DR, FRANKLIN, TN 37064-2779
Document Number	0075740413
Book / Page	7574 / 0413
Map Reference	MB P57 PG 94
Instrument Date	Mar 6, 2019
Instrument	19007796
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SOLOMON PARKS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,022.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MCCAIN DR, FRANKLIN, TN 37064-2779

Mortgage

Document Number	0019007797
Date	Mar 7, 2019
Instrument	19007797

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 604 McCain Dr was $5,904, down 31.5% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,904.00 (-31.52%)	$376,975 Land $100,000 Building $276,975	$1,507,900 Land $400,000 Building $1,107,900
2024	$8,622.00 (+1%)
2023	$4,311.00	$199,950 (-) Land $48,750 Building $151,200	$799,800 (-) Land $195,000 Building $604,800
2022	$4,311.00	$199,950 Land $48,750 Building $151,200	$799,800 Land $195,000 Building $604,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 McCain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 McCain Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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