Carlton County property record for 604 Maple St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.156 acres (6,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,500 (Apr 2012) |
| Tax Bill | $2,444 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-300-1200 |
| Primary APN | 06-300-1200 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,797 sqft (0.156 acres) |
|---|
| Account Number | 3880 |
|---|---|
| Street Address | 604 MAPLE ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERN LUMBER CO WEST REARR |
| Legal Subdivision | NORTHERN LUMBER CO WEST REARR |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 70401 |
Source: Carlton County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 MAPLE ST, CLOQUET, MN 55720-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Dec 12, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTHWOODS CREDIT UNION |
| May 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2012 · Amount on Record |
| Deed Sale | Apr 20, 2012 · Amount on Record |
| Prior Sale | Jan 4, 2011 · Amount on Record |
| Deed Document Number | 2012443174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Apr 17, 2026 |
| Property Address | 604 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | 0000526341 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026526341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 604 MAPLE ST, CLOQUET, MN 55720-1450 |
| Document Number | 0000526341, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026526341 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 604 MAPLE ST, CLOQUET, MN 55720-1450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000524641 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | A000524641 |
| Name | NORTHWOODS CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 604 MAPLE ST, CLOQUET, MN 55720-1450 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000499351 |
|---|---|
| Date | May 27, 2021 |
| Instrument | A000499351 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,444.00 (+5.44%) Homeowner's exemption | ||
| 2025 | $170,300 (+3.97%) Land $18,400 Building $151,900 | $170,300 (+3.97%) Land $18,400 Building $151,900 | |
| 2024 | $2,318.00 Homeowner's exemption | $163,800 (+4.26%) Land $18,400 Building $145,400 | $163,800 (+4.26%) Land $18,400 Building $145,400 |
| 2023 | $2,318.00 Homeowner's exemption | $157,100 (-) Land $18,400 Building $138,700 | $157,100 (-) Land $18,400 Building $138,700 |
| 2022 | $157,100 Land $18,400 Building $138,700 | $157,100 Land $18,400 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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