604 Main St, Woodward, OK 73801 Property Records

Woodward County property record for 604 Main St, Woodward, OK 73801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,054 sqft · built 1947
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2025)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0075-00-027-020-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0075-00-027-020-0-000-00`
Alternative APN	`8531`

Interior

Stories	1 Story
Building Area	10,054 sqft Total Area
1st Floor Area	10,054 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Bowstring Truss
Roof Material	Rolled Roofing
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Porch	Slab
Porch Area	2,108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8531
Street Address	604 MAIN ST
City	WOODWARD
State	OK
Zip	73801-3233
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	EAST WOODWARD BLK 27 LOTS 20 THRU 24
Legal Range	20W
Legal Township	23N
Legal Section	30
Legal Subdivision	EAST WOODWARD
Legal Block	27
Legal Lot Number	20-24
Legal Unit	75
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	3
Census Block	3036
Census Tract	953300

Owner

604 Main St, a commercial property, is owned by two individuals who bought it in August 2025.

Source: Woodward County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9818 STATE HIGHWAY 34, WOODWARD, OK 73801-6170
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE STOCK EXCHANGE BANK
Oct 14, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE STOCK EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Deed Document Number	2025686
Deed Book / Page	2625 / 605
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	604 MAIN ST, WOODWARD, OK 73801-3233
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002644/371
Date	Mar 27, 2026
Book Page	2644/371
Instrument	I-2025-003385

Lender

Name	THE STOCK EXCHANGE BANK
Type	Bank
Address	WOODWARD, OK 73801

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	250 Months
Due	Dec 31, 2046

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	604 MAIN ST, WOODWARD, OK 73801-3233
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002630/12
Date	Oct 14, 2025
Book Page	2630/12
Instrument	I-2025-001304

Lender

Name	THE STOCK EXCHANGE BANK
Type	Bank
Address	WOODWARD, OK 73801

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	255 Months
Due	Dec 31, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 604 Main St was $1,324, up 1.5% from the year before.

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Municipality	Woodward City
Unified School District	Woodward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,501 (+88.54%) Land $2,888 Building $24,613	$250,000 (+88.54%) Land $26,250 Building $223,750
2025	$1,324.00 (+1.46%)	$14,586 Land $1,778 Building $12,808	$132,601 (-45.23%) Land $16,167 Building $116,434
2024	$1,305.00 (+8.12%)		$242,093 (+101.28%) Land $26,250 Building $215,843
2023	$1,207.00	$13,230 Land $1,638 Building $11,592	$120,274 Land $14,889 Building $105,385

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 604 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	19 (1985–2019)
Claims Outside the SFHA	1 of 19
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODWARD serves 15,000 people · EPA ID OK2007701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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