604 Main Ave, Fargo, ND 58103 Property Records

Cass County property record for 604 Main Ave, Fargo, ND 58103

Property Summary

Property Type	Store with Apartments
Details	4,047 sqft · built 1894
Lot Size	0.047 acres (2,046 sqft)
Owner	Company Name on File
Last Sale	$1,143,800 (Sep 2020)
Tax Bill	$7,662 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`01-2240-00810-000`

Property Details

APN / Parcel Number

Primary APN	`01-2240-00810-000`

Interior

Building Area	4,047 sqft Total Area
1st Floor Area	2,007 sqft
Basement Area	2,040 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Lot Area	2,046 sqft (0.047 acres)

Location & Zoning

Street Address	604 MAIN AVE
City	FARGO
State	ND
Zip	58103-1912
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	DMU
Legal Description	LOT: 2 BLOCK: 6 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: ORIGINAL TOWNSITE N 80 1/4' OF LOT 2 BLK 6 AND E 6 INCHES LOT 3
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	6
Legal Lot Number	2-3
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2031
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Fargo District listed 1983 · 88 contributing resources · NRIS 83004064

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

604 Main Ave, a commercial property, is owned by a company that bought it in September 2020.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3330 FIECHTNER DR S, 102, FARGO, ND 58103-2321
Owner Type	Company
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY CU
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK FORWARD
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Sep 28, 2020	Quit Claim Deed, Transfer · Commercial Mortgage BANK FORWARD
Sep 28, 2020	Warranty Deed, Transfer TITLE COMPANY-COMMERCIAL, TITLE CO-COM'L
Nov 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	May 8, 2007 · Amount on File
Deed Document Number	20201606623
Prior Transfer Date	May 7, 2007
Prior Transfer Doc	0001201822
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	604 MAIN AVE, FARGO, ND 58103-1912
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3330 FIECHTNER DR S 102B, 102B, FARGO, ND 58103-2321

Mortgage

Document Number	0001754291
Date	Mar 17, 2026
Instrument	1754291

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 28, 2031

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	604 MAIN AVE, FARGO, ND 58103-1912
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001698564
Date	Sep 29, 2023
Instrument	1698564

Lender

Name	BANK FORWARD
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Oct 5, 2025

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	604 MAIN AVE, FARGO, ND 58103-1912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001562641
Date	May 23, 2019
Instrument	1562641

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	63 Months
Due	Aug 5, 2024

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Sep 28, 2020
Property Address	604 MAIN AVE, FARGO, ND 58103-1912
Document Number	0001606623
Instrument Date	Sep 25, 2020
Instrument	1606623
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	THE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 MAIN AVE, FARGO, ND 58103-1774

Mortgage

Document Number	0001606624
Date	Sep 28, 2020
Instrument	1606624

Lender

Name	BANK FORWARD
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 5, 2025

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 28, 2020
Property Address	604 MAIN AVE, FARGO, ND 58103-1912
Document Number	0001606622
Instrument Date	Sep 25, 2020
Instrument	1606622
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	TITLE COMPANY-COMMERCIAL, TITLE CO-COM'L

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 MAIN AVE FARGO ND 581031774, FARGO, ND 58103-1774

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Nov 2, 2017
Property Address	604 MAIN AVE, FARGO, ND 58103-1912
Document Number	0001524514
Instrument Date	Oct 19, 2017
Instrument	1524514
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	602 MAIN AVE FARGO ND 581031912, FARGO, ND 58103-1912

Tax Assessment & Valuation

The 2025 property tax bill for 604 Main Ave was $7,662.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,662.00	$222,450 Land $15,000 Building $207,450	$444,900 Land $30,000 Building $414,900
2023	$7,598.00 (+13.34%)	$222,450 (+17.11%) Land $15,000 Building $207,450	$444,900 (+17.11%) Land $30,000 Building $414,900
2022	$6,704.00	$189,950 Land $11,500 Building $178,450	$379,900 Land $23,000 Building $356,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 604 Main Ave in Zone X, an area of moderate flood risk, though there have been 34 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	34 (1978–2011)
Claims Outside the SFHA	8 of 34
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 6 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 12 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

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