604 Maddox Loop, Rio Communities (Belen), NM 87002 Property Records

Valencia County property record for 604 Maddox Loop, Rio Communities, NM 87002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,242 sqft · built 1973
Lot Size	0.028 acres (1,224 sqft)
Owner	Individual Name on File
Last Sale	$198,849 (Oct 2026)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R082248`

Property Details

APN / Parcel Number

Primary APN	`R082248`
Alternative APN	`1 010 027 015 174 000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	1,224 sqft (0.028 acres)

Location & Zoning

Account Number	R082248
Street Address	604 MADDOX LOOP
City	RIO COMMUNITIES
State	NM
Zip	87002-6425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HORIZON VISTA PATIO HOMES LOT 2 BLOCK 23 UNIT 1
Legal Subdivision	HORIZON VISTA PATIO HOMES
Legal Block	23
Legal Lot Number	2
Legal Unit	1
Jurisdiction	VALENCIA NM
Township / Civil Division	BELEN
Census Block Group	3
Census Block	3016
Census Tract	971000

Owner

604 Maddox Loop is owned and occupied by an individual who bought it in October 2026.

Source: Valencia County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Nov 15, 2022	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Dec 5, 2019	Correction Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
Dec 2, 2019	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Prior Sale	Apr 7, 2025 · Amount on File
Deed Document Number	202612031
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALENCIA NM
Recording Date	Oct 8, 2026
Property Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425
Document Number	0000012031
Instrument Date	Oct 3, 2026
Instrument	202612031
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425

Mortgage

Document Number	0000012032,
Date	Oct 8, 2026
Instrument	202612032

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALENCIA NM
Recording Date	Nov 15, 2022
Property Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425
Document Number	0202214196
Map Reference	CAB A PG 199
Instrument Date	Nov 14, 2022
Instrument	202214196
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425

Mortgage

Document Number	0202214197
Date	Nov 15, 2022
Instrument	202214197

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0202214198
Date	Nov 15, 2022
Instrument	202214198

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALENCIA NM
Recording Date	Apr 22, 2021
Property Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425
Document Number	0202105824
Map Reference	CAB A PG 199
Instrument Date	Apr 22, 2021
Instrument	202105824
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425

Mortgage

Document Number	0202105825
Date	Apr 22, 2021
Instrument	202105825

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	VALENCIA NM
Recording Date	Dec 5, 2019
Property Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425
Document Number	0000012579
Instrument Date	Nov 26, 2019
Instrument	12579
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1092 BELEN NM 870021092, BELEN, NM 87002-1092

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VALENCIA NM
Recording Date	Dec 2, 2019
Property Address	604 MADDOX LOOP, RIO COMMUNITIES, NM 87002-6425
Document Number	0000012338
Instrument Date	Nov 26, 2019
Instrument	12338
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1092

Tax Assessment & Valuation

The 2025 property tax bill for 604 Maddox Loop was $1,484.

Source: Valencia County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Valencia County
Municipality	Rio Communities City
Unified School District	Belen Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00	$46,249 Land $11,667 Building $34,582	$138,746 Land $35,000 Building $103,746
2023	$1,487.00	$56,001 Land $6,667 Building $49,334	$168,000 Land $20,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Maddox Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Maddox Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO DEL ORO WATER SYSTEM private · serves 4,387 people · EPA ID NM3580232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

May also be available: Verizon.

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