604 Loyd Ln, Moore (Oklahoma City), OK 73160 Property Records

Cleveland County property record for 604 Loyd Ln, Moore, OK 73160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,723 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Mar 2026)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MC2 SUMR2 1 7001`

Property Details

APN / Parcel Number

Primary APN	`MC2 SUMR2 1 7001`
Alternative APNs	`R0127705` `127705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	1,723 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	451 sqft
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	127705
Street Address	604 LOYD LN
City	MOORE
State	OK
Zip	73160-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT RIDGE ADDITION 2 LOT 7 BLOCK 1
Legal Range	02W
Legal Township	10
Legal Section	18
Legal Subdivision	SUMMIT RIDGE
Legal Block	1
Legal Lot Number	7
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	202106

Owner

Source: Cleveland County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10129 SE 54TH ST, OKLAHOMA CITY, OK 73150-4535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · Line of Credit OKLAHOMA EDUCATORS CU
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	20265864
Deed Book / Page	6929 / 367
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	R201100489
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	604 LOYD LN, MOORE, OK 73160-4531
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	ELEMENT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0R20251182
Date	Jan 16, 2025
Book Page	6755/505
Instrument	R 2025 1182

Lender

Name	OKLAHOMA EDUCATORS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 6, 2026
Property Address	604 LOYD LN, MOORE, OK 73160-4531
Document Number	0R20265864
Book / Page	6929 / 367
Instrument Date	Feb 27, 2026
Instrument	R 2026 5864
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10129 SE 54TH ST, OKLAHOMA CITY, OK 73150-4535

Mortgage

Document Number	0R20265865
Date	Mar 6, 2026
Instrument	R 2026 5865

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 7, 2022
Property Address	604 LOYD LN, MOORE, OK 73160-4531
Document Number	R202212529
Book / Page	6407 / 523
Instrument Date	Apr 6, 2022
Instrument	R 2022 12529
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LOYD LN, MOORE, OK 73160-4531

Mortgage

Document Number	R202212530
Date	Apr 7, 2022
Instrument	R 2022 12530

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Moore City
Unified School District	Moore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00 (+1.56%) Homeowner's exemption	$28,143 (+4.81%) Land $5,544 Building $22,599	$234,529 (+4.81%) Land $46,200 Building $188,329
2023	$3,273.00	$26,851 Land $5,544 Building $21,307	$223,766 Land $46,200 Building $177,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE PUBLIC WORKS AUTHORITY serves 55,083 people · EPA ID OK2001412
Water Source	Purchased surface water from OKLAHOMA CITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Oct 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber, T-Mobile.

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