604 Lower Ridge Rd, Conway, AR 72032 Property Records

Faulkner County property record for 604 Lower Ridge Rd, Conway, AR 72032

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,285 sqft · built 1975
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Apr 2026)
Tax Bill	$1,574 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`001-07337-000`

Property Details

APN / Parcel Number

Primary APN	`001-07337-000`
Alternative APNs	`11279.0` `11279`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,285 sqft Living Area
Gross Area	1,513 sqft
1st Floor Area	1,285 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	165,528 sqft
Garage Type	Detached
Garage Area	1,152 sqft
Driveway	Asphalt Driveway
Driveway Area	2,162 sqft
Parking Spaces	5 Parking Spaces
Pool Area	96 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11279
Street Address	604 LOWER RIDGE RD
City	CONWAY
State	AR
Zip	72032-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NE LIBERTY FD 62 TRACT I: PART OF THE NE NE , SECTION 11, TOWNSHIP 5 NORTH, RANGE 13 WEST, FAULKNER COUNTY, ARKANSAS, DESCRIBED AS BEGINNING AT A POINT 904.1 FEET SOUTH OF THE NORTHEAST COMER OF SAID NE NE , AND RUN THENCE NORTH 319.4 FEET; THE
Legal Range	13W
Legal Township	05N
Legal Section	11
Jurisdiction	FAULKNER AR
Township / Civil Division	CADRON
Census Block Group	1
Census Block	1014
Census Tract	30403

Owner

Source: Faulkner County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 LOWER RIDGE RD, CONWAY, AR 72032-8515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Fiduciary Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Mar 22, 2018	Loan Modification, Mortgage · Conventional Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	20265970
Prior Transfer Date	Jan 14, 2013
Prior Transfer Doc	0000003128
Record Updated	Oct 29, 2026

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAULKNER AR
Recording Date	Apr 16, 2026
Property Address	604 LOWER RIDGE RD, CONWAY, AR 72032-8515
Document Number	0000005970
Instrument Date	Apr 15, 2026
Instrument	2026.5970
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,994.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LOWER RIDGE RD, CONWAY, AR 72032-8515
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005971,
Date	Apr 16, 2026
Instrument	2026..5971

Lender

Name	CENTENNIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAULKNER AR
Property Address	604 LOWER RIDGE RD, CONWAY, AR 72032-8515
Document Number	0000004433
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LOWER RIDGE RD CONWAY AR 720328515, CONWAY, AR 72032-8515

Mortgage

Document Number	0000004433
Date	Mar 22, 2018
Instrument	4433

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 21, 2023

Tax Assessment & Valuation

Source: Faulkner County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Faulkner County
Unified School District	Conway Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,574.00 (+8.33%)	$45,460 (-) Land $9,600 Building $35,860	$227,300 (-) Land $48,000 Building $179,300
2025	$1,453.00 (+19.98%)	$45,460 (+39.53%) Land $9,600 Building $35,860	$227,300 (-) Land $48,000 Building $179,300
2024			$227,300 (+39.53%) Land $48,000 Building $179,300
2023	$1,211.00 Homeowner's exemption	$32,580 Land $9,600 Building $22,980	$162,900 Land $48,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1997–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILONIA WATERWORKS serves 24,690 people · EPA ID AR0000195
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TCW.

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