Cumberland County property record for 604 Lake Ave, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1955 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,000 (Oct 2021) |
| Tax Bill | $2,113 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-95-8726 |
| Primary APN | 0501-95-8726 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Patio |
| Porch Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 604 LAKE AVE |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6 |
| Legal Description | SPRING LAKE LO:PT 1-4 SE:01 BL:T PL:0011-0003 UN:01 |
| Legal Subdivision | TOWN OF SPRING LAKE |
| Legal Block | T |
| Legal Lot Number | 1-4 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3502 |
604 Lake Ave, a rural home, is owned by a company that bought it in October 2021.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Oct 20, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Deed Document Number | 202148849 |
| Deed Book / Page | 11284 / 820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 604 LAKE AVE, SPRING LAKE, NC 28390-3521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0115910493 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 11591/493 |
| Instrument | 40420 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27613 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 20, 2021 |
| Property Address | 604 LAKE AVE, SPRING LAKE, NC 28390-3521 |
| Document Number | 0112840820 |
| Book / Page | 11284 / 820 |
| Map Reference | MB 11 PG 3 |
| Instrument Date | Oct 10, 2021 |
| Instrument | 48849 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 925 FISKE DR, 925, FAYETTEVILLE, NC 28311-0409 |
| Name | Verified Name |
|---|---|
| Address | 9105 TRIANA MARKET WALK, RALEIGH, NC 27617-2070 |
The 2026 property tax bill for 604 Lake Ave was $2,113, down 1.9% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,113.00 (-1.9%) | ||
| 2025 | $2,154.00 (+74.13%) | $83,129 (+34.7%) Land $11,500 Building $71,629 | $83,129 (+34.7%) Land $11,500 Building $71,629 |
| 2024 | $1,237.00 (+13.69%) | $61,713 (-) Land $6,500 Building $55,213 | $61,713 (-) Land $6,500 Building $55,213 |
| 2023 | $1,088.00 (+52.59%) | $61,713 Land $6,500 Building $55,213 | $61,713 Land $6,500 Building $55,213 |
| 2022 | $713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Lake Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 Lake Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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