604 Kiwi Ct, Oswego, IL 60543 Property Records

Kendall County property record for 604 Kiwi Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,725 sqft · built 2021
Lot Size0.532 acres (23,188 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Jun 2021)
Tax Bill$12,403 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-12-475-036

Property Details

APN / Parcel Number

Primary APN02-12-475-036

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,725 sqft Living Area
Gross Area6,120 sqft
1st Floor Area3,725 sqft
Basement Area1,795 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area23,188 sqft (0.532 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address604 KIWI CT
CityOSWEGO
StateIL
Zip60543-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60 ESTATES OF FOX CHASE UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionESTATES OF FOX CHASE
Legal Lot Number60
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3029
Census Tract890301

Owner

604 Kiwi Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address604 KIWI CT, OSWEGO, IL 60543-4008
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Jun 1, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 1, 2020Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on File
Deed SaleJun 1, 2021 · Amount on File
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number202113762
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address604 KIWI CT, OSWEGO, IL 60543-4008
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 KIWI CT, OSWEGO, IL 60543-4008

Mortgage

Document Number0000004363
DateMar 31, 2026
Instrument202600004363
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateJun 1, 2021
Property Address604 KIWI CT, OSWEGO, IL 60543-4008
Document Number0000013762
Map ReferenceDOC 200500004336
Instrument DateFeb 25, 2021
Instrument202100013762
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 19, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$389.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address604 KIWI CT, OSWEGO, IL 60543-4008

Mortgage

Document Number0000013763
DateJun 1, 2021
Instrument202100013763
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term357 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address604 KIWI CT, OSWEGO, IL 60543-4008
Document Number0000005101
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1804 N NAPER BLVD #200 NAPERVILLE IL 605638833, 200, NAPERVILLE, IL 60563-8833

Mortgage

Document Number0000005101
DateApr 3, 2020
Instrument5101
Lender
NameFIRST AMERICAN BK
TypeBank
AddressELK GROVE VILLAGE, IL 60007
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176,015 (+9.24%) Land $18,210 Building $157,805$528,045 (+9.24%) Land $54,630 Building $473,415
2024$12,403.00$161,127 Land $16,670 Building $144,457$483,381 Land $50,010 Building $433,371
2022$142,786 Land $13,541 Building $129,245$428,358 Land $40,623 Building $387,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Kiwi Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Kiwi Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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