604 Key Blvd, Richmond, CA 94805 Property Records

Contra Costa County property record for 604 Key Blvd, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1939
Lot Size	0.105 acres (4,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Mar 2026)
Tax Bill	$13,854 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-170-006`

Property Details

APN / Parcel Number

Primary APN	`519-170-006`
Alternative APN	`519-170-006-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1945
Lot Area	4,576 sqft (0.105 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	604 KEY BLVD
City	RICHMOND
State	CA
Zip	94805-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1R2
Legal Description	RICHMOND TRAFFIC CTR LOT 3 POR 2 & 4 BLK 8
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	8
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	370000

Owner

Source: Contra Costa County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 KEY BLVD, RICHMOND, CA 94805-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit ISERVE RESIDENTIAL LENDING LLC
Mar 13, 2026	Grant Deed, Transfer · Conventional Mortgage LOAN FACTORY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Nov 21, 2006 · Amount on Record
Deed Document Number	202625009
Prior Transfer Date	Sep 17, 1996
Prior Transfer Doc	0000175785
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 19, 2026
Property Address	604 KEY BLVD, RICHMOND, CA 94805-1921
Document Number	0000087250
Instrument Date	Aug 12, 2026
Instrument	202687250
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 KEY BLVD, RICHMOND, CA 94805-1921

Mortgage

Document Number	0000087250,
Date	Aug 19, 2026
Instrument	202687250

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	604 KEY BLVD, RICHMOND, CA 94805-1921
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 MELVILLE SQ, RICHMOND, CA 94804-4550

Mortgage

Document Number	0000131819
Date	Dec 13, 2023
Instrument	2023-131819

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92866

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2064

Interest

Rate Type	Adjustable Rate
Rate	10.1%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	15.1%
Index	SOFR Average 30-Day
Max Rate	15.1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	604 KEY BLVD, RICHMOND, CA 94805-1921
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 1203 MELVILLE SQUARE, RICHMOND, CA 94804

Mortgage

Document Number	0000073939
Date	Jul 23, 2025
Instrument	2025- 073939

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	2945 TOWNSGATE RD STE 110, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 13, 2026
Property Address	604 KEY BLVD, RICHMOND, CA 94805-1921
Document Number	0000025009
Map Reference	VOL 11 PG 256
Instrument Date	Mar 13, 2026
Instrument	2026- 025009
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 KEY BLVD, RICHMOND, CA 94805-1921

Mortgage

Document Number	0000025010
Date	Mar 13, 2026
Instrument	2026- 025010

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,430 (+2%) Land $491,961 Building $389,469
2025	$13,854.00 (+3.85%)	$864,148 (+4.04%) Land $482,315 Building $381,833
2023	$13,341.00 (+1.55%)	$830,594 Land $463,587 Building $367,007
2022	$13,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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