604 Kates Cv, Oxford, MS 38655 Property Records

Lafayette County property record for 604 Kates Cv, Oxford, MS 38655 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,201 sqft · built 2000
Lot Size	3.42 acres (148,818 sqft)
Owner	2 Individual Names on File
Last Sale	$202,500 (Feb 2016)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182Y-09-139.00`

Property Details

APN / Parcel Number

Primary APN	`182Y-09-139.00`
Alternative APNs	`114K-09-042` `20246`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,201 sqft Living Area
1st Floor Area	1,940 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	148,818 sqft (3.42 acres)
Lot Dimensions	313 ft deep x 47.5 ft wide
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20246
Street Address	604 KATES CV
City	OXFORD
State	MS
Zip	38655-8487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 SOUTH OAKS S/D 1ST ADD PHASE III PREV APN: 114K-09-042
Legal Range	03W
Legal Township	09S
Legal Section	09
Legal Subdivision	SOUTH OAKS SD
Legal Phase	3
Legal Lot Number	103
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	950505

Owner

Source: Lafayette County records · APN 182Y-09-139.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 KATES CV, OXFORD, MS 38655-8487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 29, 2016 · Amount on Record
Deed Sale	Feb 29, 2016 · Amount on Record
Prior Sale	Aug 03, 2006
Deed Document Number	20161665
Prior Transfer Date	Aug 12, 2013
Prior Transfer Doc	0000000053
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	604 KATES CV, OXFORD, MS 38655-8487
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100802
Date	Jan 25, 2021
Instrument	202100802

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2046

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,585.00 (+28.29%) Homeowner's exemption	$22,175 (+24.61%)	$221,750 (+24.61%) Land $45,000 Building $176,750
2023	$2,015.00 Homeowner's exemption	$17,795	$177,950 Land $45,000 Building $132,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719505051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 1 of 9 on primary residences
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.