604 Karen Pass, Murphy (Plano), TX 75094 Property Records

Collin County property record for 604 Karen Pass, Murphy, TX 75094

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,036 sqft · built 2004
Owner	2 Individual Names on File
Tax Bill	$7,491 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-4067-00I-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-4067-00I-0090-1`
Alternative APN	`2080567`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,036 sqft Living Area
Gross Area	3,707 sqft
2nd Floor Area	1,044 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2080567
Street Address	604 KAREN PASS
City	MURPHY
State	TX
Zip	75094-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WINDY HILL FARMS PHASE 1 (CMR), BLK I, LOT 9
Legal Subdivision	WINDY HILL FARMS PHASE 1 (CMR)
Legal Phase	1
Legal Block	I
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2006
Census Tract	31327

Owner

604 Karen Pass is owned and occupied by two individuals who acquired it in November 2018.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	604 KAREN PASS, MURPHY, TX 75094-3756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 19, 2022	Transfer on Death Deed, Transfer
Jul 20, 2020	Deed of Trust, Mortgage FIRSTBANK
Nov 19, 2019	Deed of Trust, Mortgage FIRSTBANK
Nov 27, 2018	Warranty Deed, Transfer BANK OF AMERICA
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit FROST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018
Deed Sale	Nov 27, 2018
Prior Sale	Apr 11, 2007
Deed Document Number	20181127001451940
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 KAREN PASS, MURPHY, TX 75094-3756
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002223500
Date	Oct 30, 2021
Instrument	20211030002223500

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 19, 2022
Property Address	604 KAREN PASS, MURPHY, TX 75094-3756
Document Number	0000140674
Map Reference	VOL L PG 237
Instrument Date	Aug 31, 2022
Instrument	20220919000140674
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4012 NICOLE DR, 4012, RICHARDSON, TX 75082-3768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 KAREN PASS, MURPHY, TX 75094-3756

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 KAREN PASS, MURPHY, TX 75094-3756
Document Number	0001242070
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 KAREN PASS MURPHY TX 750943756, MURPHY, TX 75094-3756

Mortgage

Document Number	0001242070
Date	Aug 4, 2020
Instrument	1242070

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 KAREN PASS, MURPHY, TX 75094-3756
Document Number	0001527390
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 KAREN PASS MURPHY TX 750943756, MURPHY, TX 75094-3756

Mortgage

Document Number	0001527390
Date	Dec 2, 2019
Instrument	1527390

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 27, 2018
Property Address	604 KAREN PASS, MURPHY, TX 75094-3756
Document Number	0001451940
Instrument Date	Nov 27, 2018
Instrument	1451940
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 KAREN PASS MURPHY TX 750943756, MURPHY, TX 75094-3756

Mortgage

Document Number	1451950
Date	Nov 27, 2018
Instrument	1451950

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	604 KAREN PASS, MURPHY, TX 75094-3756
Document Number	0000909420
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 KAREN PASS MURPHY TX 750943756, MURPHY, TX 75094-3756

Mortgage

Document Number	0000909420
Date	Jul 23, 2018
Instrument	909420

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Murphy City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$610,531 Land $180,000 Building $430,531	$610,531 Land $180,000 Building $430,531
2024	$7,491.00
2023		$583,262 Land $165,000 Building $418,262	$583,262 Land $165,000 Building $418,262
2022	$8,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Karen Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Karen Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MURPHY serves 21,082 people · EPA ID TX0430042
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Hotwire Communications.

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