Bergen County and River Vale Township property record for 604 John St, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 1,612 sqft · built 1954 |
| Lot Size | 0.386 acres (16,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Jan 2016) |
| Tax Bill | $15,324 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-01001-01-00005 |
| Primary APN | 53-01001-01-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,801 sqft (0.386 acres) |
| Lot Dimensions | 150 ft deep x 112 ft wide |
| Account Number | 074030 |
|---|---|
| Street Address | 604 JOHN ST |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112X150 5.0LT |
| Legal Subdivision | RIVERVALE-IN-THE-PINES |
| Legal Block | 1001 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 49001 |
Source: Bergen County and River Vale Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 JOHN ST, RIVER VALE, NJ 07675-6428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Feb 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA CALIFORNIA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on Record |
| Deed Sale | Jan 22, 2016 · Amount on Record |
| Prior Sale | Jun 21, 2004 · Amount on Record |
| Deed Document Number | 20166352 |
| Deed Book / Page | 2165 / 2200 |
| Prior Transfer Date | Nov 18, 1998 |
| Prior Transfer Doc | 0000182190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 604 JOHN ST, RIVER VALE, NJ 07675-6428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041740449 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 4174/449 |
| Instrument | 2021085401 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 604 JOHN ST, RIVER VALE, NJ 07675-6428 |
| Document Number | 0028722128 |
| Instrument Date | Feb 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 604 JOHN ST RIVER VALE NJ 076756428, RIVER VALE, NJ 07675-6428 |
| Document Number | 0028722128 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 002872/002128 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,100 (-) Land $390,300 Building $156,800 | $547,100 (-) Land $390,300 Building $156,800 | |
| 2025 | $15,324.00 (+2.56%) | $547,100 (-) Land $390,300 Building $156,800 | $547,100 (-) Land $390,300 Building $156,800 |
| 2024 | $14,941.00 (+3.26%) | ||
| 2023 | $547,100 Land $390,300 Building $156,800 | $547,100 Land $390,300 Building $156,800 | |
| 2022 | $14,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1978–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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